LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,376
−HK$777/mo
▼ 0.25% · 3.875%
HK$12,761
−HK$392/mo
Today · 4.125%
HK$13,153
baseline
▲ 0.50% · 4.625%
HK$13,953
+HK$800/mo
Deposit HK$2.71M · loan HK$2.71M · min. income ≈ HK$26,306/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$122,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,769
−HK$744/mo
▼ 0.25% · 3.875%
HK$14,138
−HK$375/mo
Today · 4.125%
HK$14,513
baseline
▲ 0.50% · 4.625%
HK$15,277
+HK$764/mo
Deposit HK$2.71M · loan HK$2.71M · min. income ≈ HK$29,026/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$122,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,852
−HK$931/mo
▼ 0.25% · 3.875%
HK$15,314
−HK$469/mo
Today · 4.125%
HK$15,783
baseline
▲ 0.50% · 4.625%
HK$16,743
+HK$960/mo
Deposit HK$2.17M · loan HK$3.26M · min. income ≈ HK$31,566/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$122,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,522
−HK$893/mo
▼ 0.25% · 3.875%
HK$16,965
−HK$450/mo
Today · 4.125%
HK$17,415
baseline
▲ 0.50% · 4.625%
HK$18,333
+HK$918/mo
Deposit HK$2.17M · loan HK$3.26M · min. income ≈ HK$34,830/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$122,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,327
−HK$1,087/mo
▼ 0.25% · 3.875%
HK$17,866
−HK$548/mo
Today · 4.125%
HK$18,414
baseline
▲ 0.50% · 4.625%
HK$19,534
+HK$1,120/mo
Deposit HK$1.63M · loan HK$3.80M · min. income ≈ HK$36,828/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$122,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,276
−HK$1,042/mo
▼ 0.25% · 3.875%
HK$19,793
−HK$525/mo
Today · 4.125%
HK$20,318
baseline
▲ 0.50% · 4.625%
HK$21,388
+HK$1,070/mo
Deposit HK$1.63M · loan HK$3.80M · min. income ≈ HK$40,636/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$122,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,278
−HK$1,397/mo
▼ 0.25% · 3.875%
HK$22,971
−HK$704/mo
Today · 4.125%
HK$23,675
baseline
▲ 0.50% · 4.625%
HK$25,115
+HK$1,440/mo
Deposit HK$543K · loan HK$4.88M · min. income ≈ HK$47,350/mo (50% DSR)
Upfront cash ≈ HK$665K (deposit + AVD stamp duty HK$122,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,784
−HK$1,339/mo
▼ 0.25% · 3.875%
HK$25,448
−HK$675/mo
Today · 4.125%
HK$26,123
baseline
▲ 0.50% · 4.625%
HK$27,499
+HK$1,376/mo
Deposit HK$543K · loan HK$4.88M · min. income ≈ HK$52,246/mo (50% DSR)
Upfront cash ≈ HK$665K (deposit + AVD stamp duty HK$122,122 · Scale 2, in force from 26 Feb 2026)