LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,377
−HK$777/mo
▼ 0.25% · 3.875%
HK$12,762
−HK$392/mo
Today · 4.125%
HK$13,154
baseline
▲ 0.50% · 4.625%
HK$13,954
+HK$800/mo
Deposit HK$2.71M · loan HK$2.71M · min. income ≈ HK$26,308/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$122,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,770
−HK$744/mo
▼ 0.25% · 3.875%
HK$14,139
−HK$375/mo
Today · 4.125%
HK$14,514
baseline
▲ 0.50% · 4.625%
HK$15,279
+HK$765/mo
Deposit HK$2.71M · loan HK$2.71M · min. income ≈ HK$29,028/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$122,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,853
−HK$931/mo
▼ 0.25% · 3.875%
HK$15,315
−HK$469/mo
Today · 4.125%
HK$15,784
baseline
▲ 0.50% · 4.625%
HK$16,745
+HK$961/mo
Deposit HK$2.17M · loan HK$3.26M · min. income ≈ HK$31,568/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$122,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,524
−HK$892/mo
▼ 0.25% · 3.875%
HK$16,967
−HK$449/mo
Today · 4.125%
HK$17,416
baseline
▲ 0.50% · 4.625%
HK$18,335
+HK$919/mo
Deposit HK$2.17M · loan HK$3.26M · min. income ≈ HK$34,832/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$122,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,328
−HK$1,087/mo
▼ 0.25% · 3.875%
HK$17,867
−HK$548/mo
Today · 4.125%
HK$18,415
baseline
▲ 0.50% · 4.625%
HK$19,536
+HK$1,121/mo
Deposit HK$1.63M · loan HK$3.80M · min. income ≈ HK$36,830/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$122,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,278
−HK$1,041/mo
▼ 0.25% · 3.875%
HK$19,795
−HK$524/mo
Today · 4.125%
HK$20,319
baseline
▲ 0.50% · 4.625%
HK$21,390
+HK$1,071/mo
Deposit HK$1.63M · loan HK$3.80M · min. income ≈ HK$40,638/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$122,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,279
−HK$1,398/mo
▼ 0.25% · 3.875%
HK$22,972
−HK$705/mo
Today · 4.125%
HK$23,677
baseline
▲ 0.50% · 4.625%
HK$25,117
+HK$1,440/mo
Deposit HK$543K · loan HK$4.89M · min. income ≈ HK$47,354/mo (50% DSR)
Upfront cash ≈ HK$665K (deposit + AVD stamp duty HK$122,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,786
−HK$1,339/mo
▼ 0.25% · 3.875%
HK$25,450
−HK$675/mo
Today · 4.125%
HK$26,125
baseline
▲ 0.50% · 4.625%
HK$27,502
+HK$1,377/mo
Deposit HK$543K · loan HK$4.89M · min. income ≈ HK$52,250/mo (50% DSR)
Upfront cash ≈ HK$665K (deposit + AVD stamp duty HK$122,133 · Scale 2, in force from 26 Feb 2026)