LTV · monthly repayment
▼ 0.50% · 3.625%
HK$123,780
−HK$7,762/mo
▼ 0.25% · 3.875%
HK$127,630
−HK$3,912/mo
Today · 4.125%
HK$131,542
baseline
▲ 0.50% · 4.625%
HK$139,546
+HK$8,004/mo
Deposit HK$27.14M · loan HK$27.14M · min. income ≈ HK$263,084/mo (50% DSR)
Upfront cash ≈ HK$29.45M (deposit + AVD stamp duty HK$2,307,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,704
−HK$7,440/mo
▼ 0.25% · 3.875%
HK$141,397
−HK$3,747/mo
Today · 4.125%
HK$145,144
baseline
▲ 0.50% · 4.625%
HK$152,794
+HK$7,650/mo
Deposit HK$27.14M · loan HK$27.14M · min. income ≈ HK$290,288/mo (50% DSR)
Upfront cash ≈ HK$29.45M (deposit + AVD stamp duty HK$2,307,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,536
−HK$9,315/mo
▼ 0.25% · 3.875%
HK$153,156
−HK$4,695/mo
Today · 4.125%
HK$157,851
baseline
▲ 0.50% · 4.625%
HK$167,455
+HK$9,604/mo
Deposit HK$21.71M · loan HK$32.57M · min. income ≈ HK$315,702/mo (50% DSR)
Upfront cash ≈ HK$24.02M (deposit + AVD stamp duty HK$2,307,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,245
−HK$8,927/mo
▼ 0.25% · 3.875%
HK$169,677
−HK$4,495/mo
Today · 4.125%
HK$174,172
baseline
▲ 0.50% · 4.625%
HK$183,353
+HK$9,181/mo
Deposit HK$21.71M · loan HK$32.57M · min. income ≈ HK$348,344/mo (50% DSR)
Upfront cash ≈ HK$24.02M (deposit + AVD stamp duty HK$2,307,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,292
−HK$10,867/mo
▼ 0.25% · 3.875%
HK$178,682
−HK$5,477/mo
Today · 4.125%
HK$184,159
baseline
▲ 0.50% · 4.625%
HK$195,365
+HK$11,206/mo
Deposit HK$16.29M · loan HK$38.00M · min. income ≈ HK$368,318/mo (50% DSR)
Upfront cash ≈ HK$18.59M (deposit + AVD stamp duty HK$2,307,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,786
−HK$10,415/mo
▼ 0.25% · 3.875%
HK$197,956
−HK$5,245/mo
Today · 4.125%
HK$203,201
baseline
▲ 0.50% · 4.625%
HK$213,912
+HK$10,711/mo
Deposit HK$16.29M · loan HK$38.00M · min. income ≈ HK$406,402/mo (50% DSR)
Upfront cash ≈ HK$18.59M (deposit + AVD stamp duty HK$2,307,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,804
−HK$13,972/mo
▼ 0.25% · 3.875%
HK$229,734
−HK$7,042/mo
Today · 4.125%
HK$236,776
baseline
▲ 0.50% · 4.625%
HK$251,183
+HK$14,407/mo
Deposit HK$5.43M · loan HK$48.86M · min. income ≈ HK$473,552/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$2,307,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,867
−HK$13,392/mo
▼ 0.25% · 3.875%
HK$254,515
−HK$6,744/mo
Today · 4.125%
HK$261,259
baseline
▲ 0.50% · 4.625%
HK$275,030
+HK$13,771/mo
Deposit HK$5.43M · loan HK$48.86M · min. income ≈ HK$522,518/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$2,307,044 · Scale 2, in force from 26 Feb 2026)