LTV · monthly repayment
▼ 0.50% · 3.625%
HK$123,781
−HK$7,762/mo
▼ 0.25% · 3.875%
HK$127,631
−HK$3,912/mo
Today · 4.125%
HK$131,543
baseline
▲ 0.50% · 4.625%
HK$139,547
+HK$8,004/mo
Deposit HK$27.14M · loan HK$27.14M · min. income ≈ HK$263,086/mo (50% DSR)
Upfront cash ≈ HK$29.45M (deposit + AVD stamp duty HK$2,307,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,705
−HK$7,440/mo
▼ 0.25% · 3.875%
HK$141,398
−HK$3,747/mo
Today · 4.125%
HK$145,145
baseline
▲ 0.50% · 4.625%
HK$152,796
+HK$7,651/mo
Deposit HK$27.14M · loan HK$27.14M · min. income ≈ HK$290,290/mo (50% DSR)
Upfront cash ≈ HK$29.45M (deposit + AVD stamp duty HK$2,307,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,537
−HK$9,315/mo
▼ 0.25% · 3.875%
HK$153,157
−HK$4,695/mo
Today · 4.125%
HK$157,852
baseline
▲ 0.50% · 4.625%
HK$167,457
+HK$9,605/mo
Deposit HK$21.71M · loan HK$32.57M · min. income ≈ HK$315,704/mo (50% DSR)
Upfront cash ≈ HK$24.02M (deposit + AVD stamp duty HK$2,307,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,246
−HK$8,928/mo
▼ 0.25% · 3.875%
HK$169,678
−HK$4,496/mo
Today · 4.125%
HK$174,174
baseline
▲ 0.50% · 4.625%
HK$183,355
+HK$9,181/mo
Deposit HK$21.71M · loan HK$32.57M · min. income ≈ HK$348,348/mo (50% DSR)
Upfront cash ≈ HK$24.02M (deposit + AVD stamp duty HK$2,307,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,293
−HK$10,867/mo
▼ 0.25% · 3.875%
HK$178,684
−HK$5,476/mo
Today · 4.125%
HK$184,160
baseline
▲ 0.50% · 4.625%
HK$195,366
+HK$11,206/mo
Deposit HK$16.29M · loan HK$38.00M · min. income ≈ HK$368,320/mo (50% DSR)
Upfront cash ≈ HK$18.59M (deposit + AVD stamp duty HK$2,307,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,787
−HK$10,416/mo
▼ 0.25% · 3.875%
HK$197,957
−HK$5,246/mo
Today · 4.125%
HK$203,203
baseline
▲ 0.50% · 4.625%
HK$213,914
+HK$10,711/mo
Deposit HK$16.29M · loan HK$38.00M · min. income ≈ HK$406,406/mo (50% DSR)
Upfront cash ≈ HK$18.59M (deposit + AVD stamp duty HK$2,307,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,806
−HK$13,972/mo
▼ 0.25% · 3.875%
HK$229,736
−HK$7,042/mo
Today · 4.125%
HK$236,778
baseline
▲ 0.50% · 4.625%
HK$251,185
+HK$14,407/mo
Deposit HK$5.43M · loan HK$48.86M · min. income ≈ HK$473,556/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$2,307,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,869
−HK$13,392/mo
▼ 0.25% · 3.875%
HK$254,517
−HK$6,744/mo
Today · 4.125%
HK$261,261
baseline
▲ 0.50% · 4.625%
HK$275,032
+HK$13,771/mo
Deposit HK$5.43M · loan HK$48.86M · min. income ≈ HK$522,522/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$2,307,061 · Scale 2, in force from 26 Feb 2026)