LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,379
−HK$776/mo
▼ 0.25% · 3.875%
HK$12,764
−HK$391/mo
Today · 4.125%
HK$13,155
baseline
▲ 0.50% · 4.625%
HK$13,955
+HK$800/mo
Deposit HK$2.71M · loan HK$2.71M · min. income ≈ HK$26,310/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$122,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,771
−HK$744/mo
▼ 0.25% · 3.875%
HK$14,140
−HK$375/mo
Today · 4.125%
HK$14,515
baseline
▲ 0.50% · 4.625%
HK$15,280
+HK$765/mo
Deposit HK$2.71M · loan HK$2.71M · min. income ≈ HK$29,030/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$122,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,854
−HK$932/mo
▼ 0.25% · 3.875%
HK$15,316
−HK$470/mo
Today · 4.125%
HK$15,786
baseline
▲ 0.50% · 4.625%
HK$16,746
+HK$960/mo
Deposit HK$2.17M · loan HK$3.26M · min. income ≈ HK$31,572/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$122,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,525
−HK$893/mo
▼ 0.25% · 3.875%
HK$16,968
−HK$450/mo
Today · 4.125%
HK$17,418
baseline
▲ 0.50% · 4.625%
HK$18,336
+HK$918/mo
Deposit HK$2.17M · loan HK$3.26M · min. income ≈ HK$34,836/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$122,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,330
−HK$1,087/mo
▼ 0.25% · 3.875%
HK$17,869
−HK$548/mo
Today · 4.125%
HK$18,417
baseline
▲ 0.50% · 4.625%
HK$19,537
+HK$1,120/mo
Deposit HK$1.63M · loan HK$3.80M · min. income ≈ HK$36,834/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$122,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,279
−HK$1,042/mo
▼ 0.25% · 3.875%
HK$19,797
−HK$524/mo
Today · 4.125%
HK$20,321
baseline
▲ 0.50% · 4.625%
HK$21,392
+HK$1,071/mo
Deposit HK$1.63M · loan HK$3.80M · min. income ≈ HK$40,642/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$122,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,281
−HK$1,398/mo
▼ 0.25% · 3.875%
HK$22,975
−HK$704/mo
Today · 4.125%
HK$23,679
baseline
▲ 0.50% · 4.625%
HK$25,119
+HK$1,440/mo
Deposit HK$543K · loan HK$4.89M · min. income ≈ HK$47,358/mo (50% DSR)
Upfront cash ≈ HK$665K (deposit + AVD stamp duty HK$122,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,788
−HK$1,339/mo
▼ 0.25% · 3.875%
HK$25,453
−HK$674/mo
Today · 4.125%
HK$26,127
baseline
▲ 0.50% · 4.625%
HK$27,504
+HK$1,377/mo
Deposit HK$543K · loan HK$4.89M · min. income ≈ HK$52,254/mo (50% DSR)
Upfront cash ≈ HK$665K (deposit + AVD stamp duty HK$122,144 · Scale 2, in force from 26 Feb 2026)