LTV · monthly repayment
▼ 0.50% · 3.625%
HK$123,789
−HK$7,762/mo
▼ 0.25% · 3.875%
HK$127,639
−HK$3,912/mo
Today · 4.125%
HK$131,551
baseline
▲ 0.50% · 4.625%
HK$139,556
+HK$8,005/mo
Deposit HK$27.14M · loan HK$27.14M · min. income ≈ HK$263,102/mo (50% DSR)
Upfront cash ≈ HK$29.45M (deposit + AVD stamp duty HK$2,307,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,714
−HK$7,440/mo
▼ 0.25% · 3.875%
HK$141,407
−HK$3,747/mo
Today · 4.125%
HK$145,154
baseline
▲ 0.50% · 4.625%
HK$152,805
+HK$7,651/mo
Deposit HK$27.14M · loan HK$27.14M · min. income ≈ HK$290,308/mo (50% DSR)
Upfront cash ≈ HK$29.45M (deposit + AVD stamp duty HK$2,307,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,546
−HK$9,316/mo
▼ 0.25% · 3.875%
HK$153,167
−HK$4,695/mo
Today · 4.125%
HK$157,862
baseline
▲ 0.50% · 4.625%
HK$167,467
+HK$9,605/mo
Deposit HK$21.71M · loan HK$32.57M · min. income ≈ HK$315,724/mo (50% DSR)
Upfront cash ≈ HK$24.02M (deposit + AVD stamp duty HK$2,307,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,256
−HK$8,929/mo
▼ 0.25% · 3.875%
HK$169,688
−HK$4,497/mo
Today · 4.125%
HK$174,185
baseline
▲ 0.50% · 4.625%
HK$183,366
+HK$9,181/mo
Deposit HK$21.71M · loan HK$32.57M · min. income ≈ HK$348,370/mo (50% DSR)
Upfront cash ≈ HK$24.02M (deposit + AVD stamp duty HK$2,307,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,304
−HK$10,868/mo
▼ 0.25% · 3.875%
HK$178,695
−HK$5,477/mo
Today · 4.125%
HK$184,172
baseline
▲ 0.50% · 4.625%
HK$195,378
+HK$11,206/mo
Deposit HK$16.29M · loan HK$38.00M · min. income ≈ HK$368,344/mo (50% DSR)
Upfront cash ≈ HK$18.59M (deposit + AVD stamp duty HK$2,307,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,799
−HK$10,416/mo
▼ 0.25% · 3.875%
HK$197,970
−HK$5,245/mo
Today · 4.125%
HK$203,215
baseline
▲ 0.50% · 4.625%
HK$213,927
+HK$10,712/mo
Deposit HK$16.29M · loan HK$38.00M · min. income ≈ HK$406,430/mo (50% DSR)
Upfront cash ≈ HK$18.59M (deposit + AVD stamp duty HK$2,307,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,820
−HK$13,972/mo
▼ 0.25% · 3.875%
HK$229,751
−HK$7,041/mo
Today · 4.125%
HK$236,792
baseline
▲ 0.50% · 4.625%
HK$251,201
+HK$14,409/mo
Deposit HK$5.43M · loan HK$48.86M · min. income ≈ HK$473,584/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$2,307,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,885
−HK$13,392/mo
▼ 0.25% · 3.875%
HK$254,533
−HK$6,744/mo
Today · 4.125%
HK$261,277
baseline
▲ 0.50% · 4.625%
HK$275,049
+HK$13,772/mo
Deposit HK$5.43M · loan HK$48.86M · min. income ≈ HK$522,554/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$2,307,205 · Scale 2, in force from 26 Feb 2026)