LTV · monthly repayment
▼ 0.50% · 3.625%
HK$123,803
−HK$7,763/mo
▼ 0.25% · 3.875%
HK$127,654
−HK$3,912/mo
Today · 4.125%
HK$131,566
baseline
▲ 0.50% · 4.625%
HK$139,572
+HK$8,006/mo
Deposit HK$27.15M · loan HK$27.15M · min. income ≈ HK$263,132/mo (50% DSR)
Upfront cash ≈ HK$29.45M (deposit + AVD stamp duty HK$2,307,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,730
−HK$7,441/mo
▼ 0.25% · 3.875%
HK$141,423
−HK$3,748/mo
Today · 4.125%
HK$145,171
baseline
▲ 0.50% · 4.625%
HK$152,823
+HK$7,652/mo
Deposit HK$27.15M · loan HK$27.15M · min. income ≈ HK$290,342/mo (50% DSR)
Upfront cash ≈ HK$29.45M (deposit + AVD stamp duty HK$2,307,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,564
−HK$9,316/mo
▼ 0.25% · 3.875%
HK$153,185
−HK$4,695/mo
Today · 4.125%
HK$157,880
baseline
▲ 0.50% · 4.625%
HK$167,486
+HK$9,606/mo
Deposit HK$21.72M · loan HK$32.58M · min. income ≈ HK$315,760/mo (50% DSR)
Upfront cash ≈ HK$24.02M (deposit + AVD stamp duty HK$2,307,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,275
−HK$8,930/mo
▼ 0.25% · 3.875%
HK$169,708
−HK$4,497/mo
Today · 4.125%
HK$174,205
baseline
▲ 0.50% · 4.625%
HK$183,387
+HK$9,182/mo
Deposit HK$21.72M · loan HK$32.58M · min. income ≈ HK$348,410/mo (50% DSR)
Upfront cash ≈ HK$24.02M (deposit + AVD stamp duty HK$2,307,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,324
−HK$10,869/mo
▼ 0.25% · 3.875%
HK$178,716
−HK$5,477/mo
Today · 4.125%
HK$184,193
baseline
▲ 0.50% · 4.625%
HK$195,401
+HK$11,208/mo
Deposit HK$16.29M · loan HK$38.01M · min. income ≈ HK$368,386/mo (50% DSR)
Upfront cash ≈ HK$18.60M (deposit + AVD stamp duty HK$2,307,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,821
−HK$10,418/mo
▼ 0.25% · 3.875%
HK$197,993
−HK$5,246/mo
Today · 4.125%
HK$203,239
baseline
▲ 0.50% · 4.625%
HK$213,952
+HK$10,713/mo
Deposit HK$16.29M · loan HK$38.01M · min. income ≈ HK$406,478/mo (50% DSR)
Upfront cash ≈ HK$18.60M (deposit + AVD stamp duty HK$2,307,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,845
−HK$13,975/mo
▼ 0.25% · 3.875%
HK$229,777
−HK$7,043/mo
Today · 4.125%
HK$236,820
baseline
▲ 0.50% · 4.625%
HK$251,230
+HK$14,410/mo
Deposit HK$5.43M · loan HK$48.86M · min. income ≈ HK$473,640/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$2,307,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,913
−HK$13,394/mo
▼ 0.25% · 3.875%
HK$254,562
−HK$6,745/mo
Today · 4.125%
HK$261,307
baseline
▲ 0.50% · 4.625%
HK$275,081
+HK$13,774/mo
Deposit HK$5.43M · loan HK$48.86M · min. income ≈ HK$522,614/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$2,307,472 · Scale 2, in force from 26 Feb 2026)