LTV · monthly repayment
▼ 0.50% · 3.625%
HK$123,806
−HK$7,763/mo
▼ 0.25% · 3.875%
HK$127,657
−HK$3,912/mo
Today · 4.125%
HK$131,569
baseline
▲ 0.50% · 4.625%
HK$139,575
+HK$8,006/mo
Deposit HK$27.15M · loan HK$27.15M · min. income ≈ HK$263,138/mo (50% DSR)
Upfront cash ≈ HK$29.45M (deposit + AVD stamp duty HK$2,307,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,732
−HK$7,442/mo
▼ 0.25% · 3.875%
HK$141,426
−HK$3,748/mo
Today · 4.125%
HK$145,174
baseline
▲ 0.50% · 4.625%
HK$152,826
+HK$7,652/mo
Deposit HK$27.15M · loan HK$27.15M · min. income ≈ HK$290,348/mo (50% DSR)
Upfront cash ≈ HK$29.45M (deposit + AVD stamp duty HK$2,307,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,567
−HK$9,316/mo
▼ 0.25% · 3.875%
HK$153,188
−HK$4,695/mo
Today · 4.125%
HK$157,883
baseline
▲ 0.50% · 4.625%
HK$167,490
+HK$9,607/mo
Deposit HK$21.72M · loan HK$32.58M · min. income ≈ HK$315,766/mo (50% DSR)
Upfront cash ≈ HK$24.03M (deposit + AVD stamp duty HK$2,307,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,279
−HK$8,929/mo
▼ 0.25% · 3.875%
HK$169,712
−HK$4,496/mo
Today · 4.125%
HK$174,208
baseline
▲ 0.50% · 4.625%
HK$183,391
+HK$9,183/mo
Deposit HK$21.72M · loan HK$32.58M · min. income ≈ HK$348,416/mo (50% DSR)
Upfront cash ≈ HK$24.03M (deposit + AVD stamp duty HK$2,307,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,328
−HK$10,869/mo
▼ 0.25% · 3.875%
HK$178,719
−HK$5,478/mo
Today · 4.125%
HK$184,197
baseline
▲ 0.50% · 4.625%
HK$195,405
+HK$11,208/mo
Deposit HK$16.29M · loan HK$38.01M · min. income ≈ HK$368,394/mo (50% DSR)
Upfront cash ≈ HK$18.60M (deposit + AVD stamp duty HK$2,307,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,825
−HK$10,418/mo
▼ 0.25% · 3.875%
HK$197,997
−HK$5,246/mo
Today · 4.125%
HK$203,243
baseline
▲ 0.50% · 4.625%
HK$213,956
+HK$10,713/mo
Deposit HK$16.29M · loan HK$38.01M · min. income ≈ HK$406,486/mo (50% DSR)
Upfront cash ≈ HK$18.60M (deposit + AVD stamp duty HK$2,307,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,850
−HK$13,975/mo
▼ 0.25% · 3.875%
HK$229,782
−HK$7,043/mo
Today · 4.125%
HK$236,825
baseline
▲ 0.50% · 4.625%
HK$251,235
+HK$14,410/mo
Deposit HK$5.43M · loan HK$48.87M · min. income ≈ HK$473,650/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$2,307,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,918
−HK$13,395/mo
▼ 0.25% · 3.875%
HK$254,567
−HK$6,746/mo
Today · 4.125%
HK$261,313
baseline
▲ 0.50% · 4.625%
HK$275,087
+HK$13,774/mo
Deposit HK$5.43M · loan HK$48.87M · min. income ≈ HK$522,626/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$2,307,520 · Scale 2, in force from 26 Feb 2026)