LTV · monthly repayment
▼ 0.50% · 3.625%
HK$123,813
−HK$7,764/mo
▼ 0.25% · 3.875%
HK$127,664
−HK$3,913/mo
Today · 4.125%
HK$131,577
baseline
▲ 0.50% · 4.625%
HK$139,583
+HK$8,006/mo
Deposit HK$27.15M · loan HK$27.15M · min. income ≈ HK$263,154/mo (50% DSR)
Upfront cash ≈ HK$29.46M (deposit + AVD stamp duty HK$2,307,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,741
−HK$7,441/mo
▼ 0.25% · 3.875%
HK$141,435
−HK$3,747/mo
Today · 4.125%
HK$145,182
baseline
▲ 0.50% · 4.625%
HK$152,835
+HK$7,653/mo
Deposit HK$27.15M · loan HK$27.15M · min. income ≈ HK$290,364/mo (50% DSR)
Upfront cash ≈ HK$29.46M (deposit + AVD stamp duty HK$2,307,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,576
−HK$9,317/mo
▼ 0.25% · 3.875%
HK$153,197
−HK$4,696/mo
Today · 4.125%
HK$157,893
baseline
▲ 0.50% · 4.625%
HK$167,500
+HK$9,607/mo
Deposit HK$21.72M · loan HK$32.58M · min. income ≈ HK$315,786/mo (50% DSR)
Upfront cash ≈ HK$24.03M (deposit + AVD stamp duty HK$2,307,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,289
−HK$8,930/mo
▼ 0.25% · 3.875%
HK$169,722
−HK$4,497/mo
Today · 4.125%
HK$174,219
baseline
▲ 0.50% · 4.625%
HK$183,402
+HK$9,183/mo
Deposit HK$21.72M · loan HK$32.58M · min. income ≈ HK$348,438/mo (50% DSR)
Upfront cash ≈ HK$24.03M (deposit + AVD stamp duty HK$2,307,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,338
−HK$10,870/mo
▼ 0.25% · 3.875%
HK$178,730
−HK$5,478/mo
Today · 4.125%
HK$184,208
baseline
▲ 0.50% · 4.625%
HK$195,417
+HK$11,209/mo
Deposit HK$16.29M · loan HK$38.01M · min. income ≈ HK$368,416/mo (50% DSR)
Upfront cash ≈ HK$18.60M (deposit + AVD stamp duty HK$2,307,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,837
−HK$10,418/mo
▼ 0.25% · 3.875%
HK$198,009
−HK$5,246/mo
Today · 4.125%
HK$203,255
baseline
▲ 0.50% · 4.625%
HK$213,969
+HK$10,714/mo
Deposit HK$16.29M · loan HK$38.01M · min. income ≈ HK$406,510/mo (50% DSR)
Upfront cash ≈ HK$18.60M (deposit + AVD stamp duty HK$2,307,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,863
−HK$13,976/mo
▼ 0.25% · 3.875%
HK$229,796
−HK$7,043/mo
Today · 4.125%
HK$236,839
baseline
▲ 0.50% · 4.625%
HK$251,250
+HK$14,411/mo
Deposit HK$5.43M · loan HK$48.87M · min. income ≈ HK$473,678/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$2,307,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,933
−HK$13,395/mo
▼ 0.25% · 3.875%
HK$254,583
−HK$6,745/mo
Today · 4.125%
HK$261,328
baseline
▲ 0.50% · 4.625%
HK$275,103
+HK$13,775/mo
Deposit HK$5.43M · loan HK$48.87M · min. income ≈ HK$522,656/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$2,307,659 · Scale 2, in force from 26 Feb 2026)