LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,382
−HK$776/mo
▼ 0.25% · 3.875%
HK$12,767
−HK$391/mo
Today · 4.125%
HK$13,158
baseline
▲ 0.50% · 4.625%
HK$13,959
+HK$801/mo
Deposit HK$2.71M · loan HK$2.71M · min. income ≈ HK$26,316/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$122,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,774
−HK$745/mo
▼ 0.25% · 3.875%
HK$14,144
−HK$375/mo
Today · 4.125%
HK$14,519
baseline
▲ 0.50% · 4.625%
HK$15,284
+HK$765/mo
Deposit HK$2.71M · loan HK$2.71M · min. income ≈ HK$29,038/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$122,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,858
−HK$932/mo
▼ 0.25% · 3.875%
HK$15,320
−HK$470/mo
Today · 4.125%
HK$15,790
baseline
▲ 0.50% · 4.625%
HK$16,750
+HK$960/mo
Deposit HK$2.17M · loan HK$3.26M · min. income ≈ HK$31,580/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$122,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,529
−HK$893/mo
▼ 0.25% · 3.875%
HK$16,973
−HK$449/mo
Today · 4.125%
HK$17,422
baseline
▲ 0.50% · 4.625%
HK$18,341
+HK$919/mo
Deposit HK$2.17M · loan HK$3.26M · min. income ≈ HK$34,844/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$122,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,334
−HK$1,087/mo
▼ 0.25% · 3.875%
HK$17,873
−HK$548/mo
Today · 4.125%
HK$18,421
baseline
▲ 0.50% · 4.625%
HK$19,542
+HK$1,121/mo
Deposit HK$1.63M · loan HK$3.80M · min. income ≈ HK$36,842/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$122,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,284
−HK$1,042/mo
▼ 0.25% · 3.875%
HK$19,801
−HK$525/mo
Today · 4.125%
HK$20,326
baseline
▲ 0.50% · 4.625%
HK$21,398
+HK$1,072/mo
Deposit HK$1.63M · loan HK$3.80M · min. income ≈ HK$40,652/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$122,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,287
−HK$1,398/mo
▼ 0.25% · 3.875%
HK$22,980
−HK$705/mo
Today · 4.125%
HK$23,685
baseline
▲ 0.50% · 4.625%
HK$25,126
+HK$1,441/mo
Deposit HK$543K · loan HK$4.89M · min. income ≈ HK$47,370/mo (50% DSR)
Upfront cash ≈ HK$665K (deposit + AVD stamp duty HK$122,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,794
−HK$1,340/mo
▼ 0.25% · 3.875%
HK$25,459
−HK$675/mo
Today · 4.125%
HK$26,134
baseline
▲ 0.50% · 4.625%
HK$27,511
+HK$1,377/mo
Deposit HK$543K · loan HK$4.89M · min. income ≈ HK$52,268/mo (50% DSR)
Upfront cash ≈ HK$665K (deposit + AVD stamp duty HK$122,174 · Scale 2, in force from 26 Feb 2026)