LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,382
−HK$777/mo
▼ 0.25% · 3.875%
HK$12,768
−HK$391/mo
Today · 4.125%
HK$13,159
baseline
▲ 0.50% · 4.625%
HK$13,960
+HK$801/mo
Deposit HK$2.72M · loan HK$2.72M · min. income ≈ HK$26,318/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$122,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,775
−HK$745/mo
▼ 0.25% · 3.875%
HK$14,145
−HK$375/mo
Today · 4.125%
HK$14,520
baseline
▲ 0.50% · 4.625%
HK$15,285
+HK$765/mo
Deposit HK$2.72M · loan HK$2.72M · min. income ≈ HK$29,040/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$122,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,859
−HK$932/mo
▼ 0.25% · 3.875%
HK$15,321
−HK$470/mo
Today · 4.125%
HK$15,791
baseline
▲ 0.50% · 4.625%
HK$16,751
+HK$960/mo
Deposit HK$2.17M · loan HK$3.26M · min. income ≈ HK$31,582/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$122,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,530
−HK$893/mo
▼ 0.25% · 3.875%
HK$16,974
−HK$449/mo
Today · 4.125%
HK$17,423
baseline
▲ 0.50% · 4.625%
HK$18,342
+HK$919/mo
Deposit HK$2.17M · loan HK$3.26M · min. income ≈ HK$34,846/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$122,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,335
−HK$1,087/mo
▼ 0.25% · 3.875%
HK$17,875
−HK$547/mo
Today · 4.125%
HK$18,422
baseline
▲ 0.50% · 4.625%
HK$19,543
+HK$1,121/mo
Deposit HK$1.63M · loan HK$3.80M · min. income ≈ HK$36,844/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$122,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,285
−HK$1,042/mo
▼ 0.25% · 3.875%
HK$19,803
−HK$524/mo
Today · 4.125%
HK$20,327
baseline
▲ 0.50% · 4.625%
HK$21,399
+HK$1,072/mo
Deposit HK$1.63M · loan HK$3.80M · min. income ≈ HK$40,654/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$122,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,288
−HK$1,398/mo
▼ 0.25% · 3.875%
HK$22,982
−HK$704/mo
Today · 4.125%
HK$23,686
baseline
▲ 0.50% · 4.625%
HK$25,127
+HK$1,441/mo
Deposit HK$543K · loan HK$4.89M · min. income ≈ HK$47,372/mo (50% DSR)
Upfront cash ≈ HK$665K (deposit + AVD stamp duty HK$122,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,795
−HK$1,340/mo
▼ 0.25% · 3.875%
HK$25,461
−HK$674/mo
Today · 4.125%
HK$26,135
baseline
▲ 0.50% · 4.625%
HK$27,513
+HK$1,378/mo
Deposit HK$543K · loan HK$4.89M · min. income ≈ HK$52,270/mo (50% DSR)
Upfront cash ≈ HK$665K (deposit + AVD stamp duty HK$122,181 · Scale 2, in force from 26 Feb 2026)