LTV · monthly repayment
▼ 0.50% · 3.625%
HK$123,824
−HK$7,765/mo
▼ 0.25% · 3.875%
HK$127,676
−HK$3,913/mo
Today · 4.125%
HK$131,589
baseline
▲ 0.50% · 4.625%
HK$139,596
+HK$8,007/mo
Deposit HK$27.15M · loan HK$27.15M · min. income ≈ HK$263,178/mo (50% DSR)
Upfront cash ≈ HK$29.46M (deposit + AVD stamp duty HK$2,307,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,753
−HK$7,443/mo
▼ 0.25% · 3.875%
HK$141,448
−HK$3,748/mo
Today · 4.125%
HK$145,196
baseline
▲ 0.50% · 4.625%
HK$152,849
+HK$7,653/mo
Deposit HK$27.15M · loan HK$27.15M · min. income ≈ HK$290,392/mo (50% DSR)
Upfront cash ≈ HK$29.46M (deposit + AVD stamp duty HK$2,307,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,589
−HK$9,318/mo
▼ 0.25% · 3.875%
HK$153,211
−HK$4,696/mo
Today · 4.125%
HK$157,907
baseline
▲ 0.50% · 4.625%
HK$167,515
+HK$9,608/mo
Deposit HK$21.72M · loan HK$32.58M · min. income ≈ HK$315,814/mo (50% DSR)
Upfront cash ≈ HK$24.03M (deposit + AVD stamp duty HK$2,307,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,304
−HK$8,931/mo
▼ 0.25% · 3.875%
HK$169,737
−HK$4,498/mo
Today · 4.125%
HK$174,235
baseline
▲ 0.50% · 4.625%
HK$183,419
+HK$9,184/mo
Deposit HK$21.72M · loan HK$32.58M · min. income ≈ HK$348,470/mo (50% DSR)
Upfront cash ≈ HK$24.03M (deposit + AVD stamp duty HK$2,307,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,354
−HK$10,871/mo
▼ 0.25% · 3.875%
HK$178,746
−HK$5,479/mo
Today · 4.125%
HK$184,225
baseline
▲ 0.50% · 4.625%
HK$195,435
+HK$11,210/mo
Deposit HK$16.29M · loan HK$38.01M · min. income ≈ HK$368,450/mo (50% DSR)
Upfront cash ≈ HK$18.60M (deposit + AVD stamp duty HK$2,307,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,855
−HK$10,419/mo
▼ 0.25% · 3.875%
HK$198,027
−HK$5,247/mo
Today · 4.125%
HK$203,274
baseline
▲ 0.50% · 4.625%
HK$213,989
+HK$10,715/mo
Deposit HK$16.29M · loan HK$38.01M · min. income ≈ HK$406,548/mo (50% DSR)
Upfront cash ≈ HK$18.60M (deposit + AVD stamp duty HK$2,307,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,884
−HK$13,977/mo
▼ 0.25% · 3.875%
HK$229,817
−HK$7,044/mo
Today · 4.125%
HK$236,861
baseline
▲ 0.50% · 4.625%
HK$251,273
+HK$14,412/mo
Deposit HK$5.43M · loan HK$48.87M · min. income ≈ HK$473,722/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$2,307,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,956
−HK$13,396/mo
▼ 0.25% · 3.875%
HK$254,606
−HK$6,746/mo
Today · 4.125%
HK$261,352
baseline
▲ 0.50% · 4.625%
HK$275,129
+HK$13,777/mo
Deposit HK$5.43M · loan HK$48.87M · min. income ≈ HK$522,704/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$2,307,870 · Scale 2, in force from 26 Feb 2026)