LTV · monthly repayment
▼ 0.50% · 3.625%
HK$123,829
−HK$7,765/mo
▼ 0.25% · 3.875%
HK$127,680
−HK$3,914/mo
Today · 4.125%
HK$131,594
baseline
▲ 0.50% · 4.625%
HK$139,601
+HK$8,007/mo
Deposit HK$27.15M · loan HK$27.15M · min. income ≈ HK$263,188/mo (50% DSR)
Upfront cash ≈ HK$29.46M (deposit + AVD stamp duty HK$2,307,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,758
−HK$7,443/mo
▼ 0.25% · 3.875%
HK$141,453
−HK$3,748/mo
Today · 4.125%
HK$145,201
baseline
▲ 0.50% · 4.625%
HK$152,854
+HK$7,653/mo
Deposit HK$27.15M · loan HK$27.15M · min. income ≈ HK$290,402/mo (50% DSR)
Upfront cash ≈ HK$29.46M (deposit + AVD stamp duty HK$2,307,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,594
−HK$9,318/mo
▼ 0.25% · 3.875%
HK$153,216
−HK$4,696/mo
Today · 4.125%
HK$157,912
baseline
▲ 0.50% · 4.625%
HK$167,521
+HK$9,609/mo
Deposit HK$21.72M · loan HK$32.58M · min. income ≈ HK$315,824/mo (50% DSR)
Upfront cash ≈ HK$24.03M (deposit + AVD stamp duty HK$2,307,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,310
−HK$8,931/mo
▼ 0.25% · 3.875%
HK$169,743
−HK$4,498/mo
Today · 4.125%
HK$174,241
baseline
▲ 0.50% · 4.625%
HK$183,425
+HK$9,184/mo
Deposit HK$21.72M · loan HK$32.58M · min. income ≈ HK$348,482/mo (50% DSR)
Upfront cash ≈ HK$24.03M (deposit + AVD stamp duty HK$2,307,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,360
−HK$10,871/mo
▼ 0.25% · 3.875%
HK$178,752
−HK$5,479/mo
Today · 4.125%
HK$184,231
baseline
▲ 0.50% · 4.625%
HK$195,441
+HK$11,210/mo
Deposit HK$16.29M · loan HK$38.01M · min. income ≈ HK$368,462/mo (50% DSR)
Upfront cash ≈ HK$18.60M (deposit + AVD stamp duty HK$2,307,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,861
−HK$10,420/mo
▼ 0.25% · 3.875%
HK$198,034
−HK$5,247/mo
Today · 4.125%
HK$203,281
baseline
▲ 0.50% · 4.625%
HK$213,996
+HK$10,715/mo
Deposit HK$16.29M · loan HK$38.01M · min. income ≈ HK$406,562/mo (50% DSR)
Upfront cash ≈ HK$18.60M (deposit + AVD stamp duty HK$2,307,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,891
−HK$13,978/mo
▼ 0.25% · 3.875%
HK$229,825
−HK$7,044/mo
Today · 4.125%
HK$236,869
baseline
▲ 0.50% · 4.625%
HK$251,281
+HK$14,412/mo
Deposit HK$5.43M · loan HK$48.87M · min. income ≈ HK$473,738/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$2,307,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,964
−HK$13,397/mo
▼ 0.25% · 3.875%
HK$254,615
−HK$6,746/mo
Today · 4.125%
HK$261,361
baseline
▲ 0.50% · 4.625%
HK$275,138
+HK$13,777/mo
Deposit HK$5.43M · loan HK$48.87M · min. income ≈ HK$522,722/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$2,307,948 · Scale 2, in force from 26 Feb 2026)