LTV · monthly repayment
▼ 0.50% · 3.625%
HK$123,837
−HK$7,766/mo
▼ 0.25% · 3.875%
HK$127,689
−HK$3,914/mo
Today · 4.125%
HK$131,603
baseline
▲ 0.50% · 4.625%
HK$139,610
+HK$8,007/mo
Deposit HK$27.15M · loan HK$27.15M · min. income ≈ HK$263,206/mo (50% DSR)
Upfront cash ≈ HK$29.46M (deposit + AVD stamp duty HK$2,308,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,767
−HK$7,444/mo
▼ 0.25% · 3.875%
HK$141,462
−HK$3,749/mo
Today · 4.125%
HK$145,211
baseline
▲ 0.50% · 4.625%
HK$152,865
+HK$7,654/mo
Deposit HK$27.15M · loan HK$27.15M · min. income ≈ HK$290,422/mo (50% DSR)
Upfront cash ≈ HK$29.46M (deposit + AVD stamp duty HK$2,308,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,604
−HK$9,319/mo
▼ 0.25% · 3.875%
HK$153,227
−HK$4,696/mo
Today · 4.125%
HK$157,923
baseline
▲ 0.50% · 4.625%
HK$167,533
+HK$9,610/mo
Deposit HK$21.72M · loan HK$32.59M · min. income ≈ HK$315,846/mo (50% DSR)
Upfront cash ≈ HK$24.03M (deposit + AVD stamp duty HK$2,308,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,321
−HK$8,932/mo
▼ 0.25% · 3.875%
HK$169,755
−HK$4,498/mo
Today · 4.125%
HK$174,253
baseline
▲ 0.50% · 4.625%
HK$183,438
+HK$9,185/mo
Deposit HK$21.72M · loan HK$32.59M · min. income ≈ HK$348,506/mo (50% DSR)
Upfront cash ≈ HK$24.03M (deposit + AVD stamp duty HK$2,308,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,372
−HK$10,872/mo
▼ 0.25% · 3.875%
HK$178,765
−HK$5,479/mo
Today · 4.125%
HK$184,244
baseline
▲ 0.50% · 4.625%
HK$195,455
+HK$11,211/mo
Deposit HK$16.29M · loan HK$38.02M · min. income ≈ HK$368,488/mo (50% DSR)
Upfront cash ≈ HK$18.60M (deposit + AVD stamp duty HK$2,308,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,874
−HK$10,421/mo
▼ 0.25% · 3.875%
HK$198,047
−HK$5,248/mo
Today · 4.125%
HK$203,295
baseline
▲ 0.50% · 4.625%
HK$214,011
+HK$10,716/mo
Deposit HK$16.29M · loan HK$38.02M · min. income ≈ HK$406,590/mo (50% DSR)
Upfront cash ≈ HK$18.60M (deposit + AVD stamp duty HK$2,308,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,907
−HK$13,978/mo
▼ 0.25% · 3.875%
HK$229,840
−HK$7,045/mo
Today · 4.125%
HK$236,885
baseline
▲ 0.50% · 4.625%
HK$251,299
+HK$14,414/mo
Deposit HK$5.43M · loan HK$48.88M · min. income ≈ HK$473,770/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$2,308,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,981
−HK$13,398/mo
▼ 0.25% · 3.875%
HK$254,632
−HK$6,747/mo
Today · 4.125%
HK$261,379
baseline
▲ 0.50% · 4.625%
HK$275,157
+HK$13,778/mo
Deposit HK$5.43M · loan HK$48.88M · min. income ≈ HK$522,758/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$2,308,107 · Scale 2, in force from 26 Feb 2026)