LTV · monthly repayment
▼ 0.50% · 3.625%
HK$123,869
−HK$7,768/mo
▼ 0.25% · 3.875%
HK$127,722
−HK$3,915/mo
Today · 4.125%
HK$131,637
baseline
▲ 0.50% · 4.625%
HK$139,647
+HK$8,010/mo
Deposit HK$27.16M · loan HK$27.16M · min. income ≈ HK$263,274/mo (50% DSR)
Upfront cash ≈ HK$29.47M (deposit + AVD stamp duty HK$2,308,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,803
−HK$7,446/mo
▼ 0.25% · 3.875%
HK$141,499
−HK$3,750/mo
Today · 4.125%
HK$145,249
baseline
▲ 0.50% · 4.625%
HK$152,905
+HK$7,656/mo
Deposit HK$27.16M · loan HK$27.16M · min. income ≈ HK$290,498/mo (50% DSR)
Upfront cash ≈ HK$29.47M (deposit + AVD stamp duty HK$2,308,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,643
−HK$9,322/mo
▼ 0.25% · 3.875%
HK$153,267
−HK$4,698/mo
Today · 4.125%
HK$157,965
baseline
▲ 0.50% · 4.625%
HK$167,576
+HK$9,611/mo
Deposit HK$21.73M · loan HK$32.59M · min. income ≈ HK$315,930/mo (50% DSR)
Upfront cash ≈ HK$24.04M (deposit + AVD stamp duty HK$2,308,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,364
−HK$8,934/mo
▼ 0.25% · 3.875%
HK$169,799
−HK$4,499/mo
Today · 4.125%
HK$174,298
baseline
▲ 0.50% · 4.625%
HK$183,486
+HK$9,188/mo
Deposit HK$21.73M · loan HK$32.59M · min. income ≈ HK$348,596/mo (50% DSR)
Upfront cash ≈ HK$24.04M (deposit + AVD stamp duty HK$2,308,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,417
−HK$10,875/mo
▼ 0.25% · 3.875%
HK$178,811
−HK$5,481/mo
Today · 4.125%
HK$184,292
baseline
▲ 0.50% · 4.625%
HK$195,506
+HK$11,214/mo
Deposit HK$16.30M · loan HK$38.03M · min. income ≈ HK$368,584/mo (50% DSR)
Upfront cash ≈ HK$18.61M (deposit + AVD stamp duty HK$2,308,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,925
−HK$10,423/mo
▼ 0.25% · 3.875%
HK$198,099
−HK$5,249/mo
Today · 4.125%
HK$203,348
baseline
▲ 0.50% · 4.625%
HK$214,067
+HK$10,719/mo
Deposit HK$16.30M · loan HK$38.03M · min. income ≈ HK$406,696/mo (50% DSR)
Upfront cash ≈ HK$18.61M (deposit + AVD stamp duty HK$2,308,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,965
−HK$13,982/mo
▼ 0.25% · 3.875%
HK$229,900
−HK$7,047/mo
Today · 4.125%
HK$236,947
baseline
▲ 0.50% · 4.625%
HK$251,364
+HK$14,417/mo
Deposit HK$5.43M · loan HK$48.89M · min. income ≈ HK$473,894/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$2,308,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,046
−HK$13,401/mo
▼ 0.25% · 3.875%
HK$254,699
−HK$6,748/mo
Today · 4.125%
HK$261,447
baseline
▲ 0.50% · 4.625%
HK$275,229
+HK$13,782/mo
Deposit HK$5.43M · loan HK$48.89M · min. income ≈ HK$522,894/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$2,308,710 · Scale 2, in force from 26 Feb 2026)