LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,387
−HK$777/mo
▼ 0.25% · 3.875%
HK$12,773
−HK$391/mo
Today · 4.125%
HK$13,164
baseline
▲ 0.50% · 4.625%
HK$13,965
+HK$801/mo
Deposit HK$2.72M · loan HK$2.72M · min. income ≈ HK$26,328/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$122,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,781
−HK$744/mo
▼ 0.25% · 3.875%
HK$14,150
−HK$375/mo
Today · 4.125%
HK$14,525
baseline
▲ 0.50% · 4.625%
HK$15,291
+HK$766/mo
Deposit HK$2.72M · loan HK$2.72M · min. income ≈ HK$29,050/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$122,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,865
−HK$932/mo
▼ 0.25% · 3.875%
HK$15,327
−HK$470/mo
Today · 4.125%
HK$15,797
baseline
▲ 0.50% · 4.625%
HK$16,758
+HK$961/mo
Deposit HK$2.17M · loan HK$3.26M · min. income ≈ HK$31,594/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$122,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,537
−HK$893/mo
▼ 0.25% · 3.875%
HK$16,981
−HK$449/mo
Today · 4.125%
HK$17,430
baseline
▲ 0.50% · 4.625%
HK$18,349
+HK$919/mo
Deposit HK$2.17M · loan HK$3.26M · min. income ≈ HK$34,860/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$122,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,342
−HK$1,088/mo
▼ 0.25% · 3.875%
HK$17,882
−HK$548/mo
Today · 4.125%
HK$18,430
baseline
▲ 0.50% · 4.625%
HK$19,551
+HK$1,121/mo
Deposit HK$1.63M · loan HK$3.80M · min. income ≈ HK$36,860/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$122,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,293
−HK$1,043/mo
▼ 0.25% · 3.875%
HK$19,811
−HK$525/mo
Today · 4.125%
HK$20,336
baseline
▲ 0.50% · 4.625%
HK$21,407
+HK$1,071/mo
Deposit HK$1.63M · loan HK$3.80M · min. income ≈ HK$40,672/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$122,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,297
−HK$1,399/mo
▼ 0.25% · 3.875%
HK$22,991
−HK$705/mo
Today · 4.125%
HK$23,696
baseline
▲ 0.50% · 4.625%
HK$25,137
+HK$1,441/mo
Deposit HK$543K · loan HK$4.89M · min. income ≈ HK$47,392/mo (50% DSR)
Upfront cash ≈ HK$665K (deposit + AVD stamp duty HK$122,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,806
−HK$1,340/mo
▼ 0.25% · 3.875%
HK$25,471
−HK$675/mo
Today · 4.125%
HK$26,146
baseline
▲ 0.50% · 4.625%
HK$27,524
+HK$1,378/mo
Deposit HK$543K · loan HK$4.89M · min. income ≈ HK$52,292/mo (50% DSR)
Upfront cash ≈ HK$665K (deposit + AVD stamp duty HK$122,231 · Scale 2, in force from 26 Feb 2026)