LTV · monthly repayment
▼ 0.50% · 3.625%
HK$123,889
−HK$7,769/mo
▼ 0.25% · 3.875%
HK$127,742
−HK$3,916/mo
Today · 4.125%
HK$131,658
baseline
▲ 0.50% · 4.625%
HK$139,669
+HK$8,011/mo
Deposit HK$27.17M · loan HK$27.17M · min. income ≈ HK$263,316/mo (50% DSR)
Upfront cash ≈ HK$29.47M (deposit + AVD stamp duty HK$2,309,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,825
−HK$7,446/mo
▼ 0.25% · 3.875%
HK$141,521
−HK$3,750/mo
Today · 4.125%
HK$145,271
baseline
▲ 0.50% · 4.625%
HK$152,929
+HK$7,658/mo
Deposit HK$27.17M · loan HK$27.17M · min. income ≈ HK$290,542/mo (50% DSR)
Upfront cash ≈ HK$29.47M (deposit + AVD stamp duty HK$2,309,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,666
−HK$9,323/mo
▼ 0.25% · 3.875%
HK$153,291
−HK$4,698/mo
Today · 4.125%
HK$157,989
baseline
▲ 0.50% · 4.625%
HK$167,602
+HK$9,613/mo
Deposit HK$21.73M · loan HK$32.60M · min. income ≈ HK$315,978/mo (50% DSR)
Upfront cash ≈ HK$24.04M (deposit + AVD stamp duty HK$2,309,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,390
−HK$8,935/mo
▼ 0.25% · 3.875%
HK$169,826
−HK$4,499/mo
Today · 4.125%
HK$174,325
baseline
▲ 0.50% · 4.625%
HK$183,514
+HK$9,189/mo
Deposit HK$21.73M · loan HK$32.60M · min. income ≈ HK$348,650/mo (50% DSR)
Upfront cash ≈ HK$24.04M (deposit + AVD stamp duty HK$2,309,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,444
−HK$10,877/mo
▼ 0.25% · 3.875%
HK$178,839
−HK$5,482/mo
Today · 4.125%
HK$184,321
baseline
▲ 0.50% · 4.625%
HK$195,536
+HK$11,215/mo
Deposit HK$16.30M · loan HK$38.03M · min. income ≈ HK$368,642/mo (50% DSR)
Upfront cash ≈ HK$18.61M (deposit + AVD stamp duty HK$2,309,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,955
−HK$10,425/mo
▼ 0.25% · 3.875%
HK$198,130
−HK$5,250/mo
Today · 4.125%
HK$203,380
baseline
▲ 0.50% · 4.625%
HK$214,100
+HK$10,720/mo
Deposit HK$16.30M · loan HK$38.03M · min. income ≈ HK$406,760/mo (50% DSR)
Upfront cash ≈ HK$18.61M (deposit + AVD stamp duty HK$2,309,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,000
−HK$13,984/mo
▼ 0.25% · 3.875%
HK$229,936
−HK$7,048/mo
Today · 4.125%
HK$236,984
baseline
▲ 0.50% · 4.625%
HK$251,404
+HK$14,420/mo
Deposit HK$5.43M · loan HK$48.90M · min. income ≈ HK$473,968/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$2,309,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,085
−HK$13,403/mo
▼ 0.25% · 3.875%
HK$254,738
−HK$6,750/mo
Today · 4.125%
HK$261,488
baseline
▲ 0.50% · 4.625%
HK$275,271
+HK$13,783/mo
Deposit HK$5.43M · loan HK$48.90M · min. income ≈ HK$522,976/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$2,309,069 · Scale 2, in force from 26 Feb 2026)