LTV · monthly repayment
▼ 0.50% · 3.625%
HK$123,897
−HK$7,770/mo
▼ 0.25% · 3.875%
HK$127,751
−HK$3,916/mo
Today · 4.125%
HK$131,667
baseline
▲ 0.50% · 4.625%
HK$139,679
+HK$8,012/mo
Deposit HK$27.17M · loan HK$27.17M · min. income ≈ HK$263,334/mo (50% DSR)
Upfront cash ≈ HK$29.48M (deposit + AVD stamp duty HK$2,309,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,835
−HK$7,446/mo
▼ 0.25% · 3.875%
HK$141,531
−HK$3,750/mo
Today · 4.125%
HK$145,281
baseline
▲ 0.50% · 4.625%
HK$152,939
+HK$7,658/mo
Deposit HK$27.17M · loan HK$27.17M · min. income ≈ HK$290,562/mo (50% DSR)
Upfront cash ≈ HK$29.48M (deposit + AVD stamp duty HK$2,309,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,677
−HK$9,323/mo
▼ 0.25% · 3.875%
HK$153,302
−HK$4,698/mo
Today · 4.125%
HK$158,000
baseline
▲ 0.50% · 4.625%
HK$167,614
+HK$9,614/mo
Deposit HK$21.73M · loan HK$32.60M · min. income ≈ HK$316,000/mo (50% DSR)
Upfront cash ≈ HK$24.04M (deposit + AVD stamp duty HK$2,309,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,402
−HK$8,936/mo
▼ 0.25% · 3.875%
HK$169,838
−HK$4,500/mo
Today · 4.125%
HK$174,338
baseline
▲ 0.50% · 4.625%
HK$183,527
+HK$9,189/mo
Deposit HK$21.73M · loan HK$32.60M · min. income ≈ HK$348,676/mo (50% DSR)
Upfront cash ≈ HK$24.04M (deposit + AVD stamp duty HK$2,309,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,456
−HK$10,878/mo
▼ 0.25% · 3.875%
HK$178,852
−HK$5,482/mo
Today · 4.125%
HK$184,334
baseline
▲ 0.50% · 4.625%
HK$195,550
+HK$11,216/mo
Deposit HK$16.30M · loan HK$38.03M · min. income ≈ HK$368,668/mo (50% DSR)
Upfront cash ≈ HK$18.61M (deposit + AVD stamp duty HK$2,309,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,969
−HK$10,425/mo
▼ 0.25% · 3.875%
HK$198,144
−HK$5,250/mo
Today · 4.125%
HK$203,394
baseline
▲ 0.50% · 4.625%
HK$214,115
+HK$10,721/mo
Deposit HK$16.30M · loan HK$38.03M · min. income ≈ HK$406,788/mo (50% DSR)
Upfront cash ≈ HK$18.61M (deposit + AVD stamp duty HK$2,309,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,015
−HK$13,985/mo
▼ 0.25% · 3.875%
HK$229,952
−HK$7,048/mo
Today · 4.125%
HK$237,000
baseline
▲ 0.50% · 4.625%
HK$251,421
+HK$14,421/mo
Deposit HK$5.43M · loan HK$48.90M · min. income ≈ HK$474,000/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$2,309,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,102
−HK$13,405/mo
▼ 0.25% · 3.875%
HK$254,756
−HK$6,751/mo
Today · 4.125%
HK$261,507
baseline
▲ 0.50% · 4.625%
HK$275,291
+HK$13,784/mo
Deposit HK$5.43M · loan HK$48.90M · min. income ≈ HK$523,014/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$2,309,233 · Scale 2, in force from 26 Feb 2026)