LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,391
−HK$777/mo
▼ 0.25% · 3.875%
HK$12,776
−HK$392/mo
Today · 4.125%
HK$13,168
baseline
▲ 0.50% · 4.625%
HK$13,969
+HK$801/mo
Deposit HK$2.72M · loan HK$2.72M · min. income ≈ HK$26,336/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$122,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,785
−HK$744/mo
▼ 0.25% · 3.875%
HK$14,154
−HK$375/mo
Today · 4.125%
HK$14,529
baseline
▲ 0.50% · 4.625%
HK$15,295
+HK$766/mo
Deposit HK$2.72M · loan HK$2.72M · min. income ≈ HK$29,058/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$122,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,869
−HK$932/mo
▼ 0.25% · 3.875%
HK$15,332
−HK$469/mo
Today · 4.125%
HK$15,801
baseline
▲ 0.50% · 4.625%
HK$16,763
+HK$962/mo
Deposit HK$2.17M · loan HK$3.26M · min. income ≈ HK$31,602/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$122,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,542
−HK$893/mo
▼ 0.25% · 3.875%
HK$16,985
−HK$450/mo
Today · 4.125%
HK$17,435
baseline
▲ 0.50% · 4.625%
HK$18,354
+HK$919/mo
Deposit HK$2.17M · loan HK$3.26M · min. income ≈ HK$34,870/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$122,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,347
−HK$1,088/mo
▼ 0.25% · 3.875%
HK$17,887
−HK$548/mo
Today · 4.125%
HK$18,435
baseline
▲ 0.50% · 4.625%
HK$19,557
+HK$1,122/mo
Deposit HK$1.63M · loan HK$3.80M · min. income ≈ HK$36,870/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$122,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,299
−HK$1,042/mo
▼ 0.25% · 3.875%
HK$19,816
−HK$525/mo
Today · 4.125%
HK$20,341
baseline
▲ 0.50% · 4.625%
HK$21,414
+HK$1,073/mo
Deposit HK$1.63M · loan HK$3.80M · min. income ≈ HK$40,682/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$122,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,304
−HK$1,398/mo
▼ 0.25% · 3.875%
HK$22,997
−HK$705/mo
Today · 4.125%
HK$23,702
baseline
▲ 0.50% · 4.625%
HK$25,144
+HK$1,442/mo
Deposit HK$543K · loan HK$4.89M · min. income ≈ HK$47,404/mo (50% DSR)
Upfront cash ≈ HK$666K (deposit + AVD stamp duty HK$122,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,813
−HK$1,340/mo
▼ 0.25% · 3.875%
HK$25,478
−HK$675/mo
Today · 4.125%
HK$26,153
baseline
▲ 0.50% · 4.625%
HK$27,532
+HK$1,379/mo
Deposit HK$543K · loan HK$4.89M · min. income ≈ HK$52,306/mo (50% DSR)
Upfront cash ≈ HK$666K (deposit + AVD stamp duty HK$122,265 · Scale 2, in force from 26 Feb 2026)