LTV · monthly repayment
▼ 0.50% · 3.625%
HK$123,910
−HK$7,770/mo
▼ 0.25% · 3.875%
HK$127,764
−HK$3,916/mo
Today · 4.125%
HK$131,680
baseline
▲ 0.50% · 4.625%
HK$139,693
+HK$8,013/mo
Deposit HK$27.17M · loan HK$27.17M · min. income ≈ HK$263,360/mo (50% DSR)
Upfront cash ≈ HK$29.48M (deposit + AVD stamp duty HK$2,309,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,849
−HK$7,447/mo
▼ 0.25% · 3.875%
HK$141,546
−HK$3,750/mo
Today · 4.125%
HK$145,296
baseline
▲ 0.50% · 4.625%
HK$152,955
+HK$7,659/mo
Deposit HK$27.17M · loan HK$27.17M · min. income ≈ HK$290,592/mo (50% DSR)
Upfront cash ≈ HK$29.48M (deposit + AVD stamp duty HK$2,309,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,692
−HK$9,324/mo
▼ 0.25% · 3.875%
HK$153,317
−HK$4,699/mo
Today · 4.125%
HK$158,016
baseline
▲ 0.50% · 4.625%
HK$167,631
+HK$9,615/mo
Deposit HK$21.74M · loan HK$32.60M · min. income ≈ HK$316,032/mo (50% DSR)
Upfront cash ≈ HK$24.05M (deposit + AVD stamp duty HK$2,309,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,418
−HK$8,937/mo
▼ 0.25% · 3.875%
HK$169,855
−HK$4,500/mo
Today · 4.125%
HK$174,355
baseline
▲ 0.50% · 4.625%
HK$183,546
+HK$9,191/mo
Deposit HK$21.74M · loan HK$32.60M · min. income ≈ HK$348,710/mo (50% DSR)
Upfront cash ≈ HK$24.05M (deposit + AVD stamp duty HK$2,309,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,474
−HK$10,878/mo
▼ 0.25% · 3.875%
HK$178,870
−HK$5,482/mo
Today · 4.125%
HK$184,352
baseline
▲ 0.50% · 4.625%
HK$195,570
+HK$11,218/mo
Deposit HK$16.30M · loan HK$38.04M · min. income ≈ HK$368,704/mo (50% DSR)
Upfront cash ≈ HK$18.61M (deposit + AVD stamp duty HK$2,309,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,988
−HK$10,427/mo
▼ 0.25% · 3.875%
HK$198,164
−HK$5,251/mo
Today · 4.125%
HK$203,415
baseline
▲ 0.50% · 4.625%
HK$214,137
+HK$10,722/mo
Deposit HK$16.30M · loan HK$38.04M · min. income ≈ HK$406,830/mo (50% DSR)
Upfront cash ≈ HK$18.61M (deposit + AVD stamp duty HK$2,309,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,038
−HK$13,986/mo
▼ 0.25% · 3.875%
HK$229,976
−HK$7,048/mo
Today · 4.125%
HK$237,024
baseline
▲ 0.50% · 4.625%
HK$251,447
+HK$14,423/mo
Deposit HK$5.43M · loan HK$48.91M · min. income ≈ HK$474,048/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$2,309,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,128
−HK$13,405/mo
▼ 0.25% · 3.875%
HK$254,782
−HK$6,751/mo
Today · 4.125%
HK$261,533
baseline
▲ 0.50% · 4.625%
HK$275,319
+HK$13,786/mo
Deposit HK$5.43M · loan HK$48.91M · min. income ≈ HK$523,066/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$2,309,466 · Scale 2, in force from 26 Feb 2026)