LTV · monthly repayment
▼ 0.50% · 3.625%
HK$123,919
−HK$7,771/mo
▼ 0.25% · 3.875%
HK$127,774
−HK$3,916/mo
Today · 4.125%
HK$131,690
baseline
▲ 0.50% · 4.625%
HK$139,703
+HK$8,013/mo
Deposit HK$27.17M · loan HK$27.17M · min. income ≈ HK$263,380/mo (50% DSR)
Upfront cash ≈ HK$29.48M (deposit + AVD stamp duty HK$2,309,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,859
−HK$7,448/mo
▼ 0.25% · 3.875%
HK$141,556
−HK$3,751/mo
Today · 4.125%
HK$145,307
baseline
▲ 0.50% · 4.625%
HK$152,966
+HK$7,659/mo
Deposit HK$27.17M · loan HK$27.17M · min. income ≈ HK$290,614/mo (50% DSR)
Upfront cash ≈ HK$29.48M (deposit + AVD stamp duty HK$2,309,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,703
−HK$9,325/mo
▼ 0.25% · 3.875%
HK$153,328
−HK$4,700/mo
Today · 4.125%
HK$158,028
baseline
▲ 0.50% · 4.625%
HK$167,644
+HK$9,616/mo
Deposit HK$21.74M · loan HK$32.61M · min. income ≈ HK$316,056/mo (50% DSR)
Upfront cash ≈ HK$24.05M (deposit + AVD stamp duty HK$2,309,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,431
−HK$8,937/mo
▼ 0.25% · 3.875%
HK$169,867
−HK$4,501/mo
Today · 4.125%
HK$174,368
baseline
▲ 0.50% · 4.625%
HK$183,559
+HK$9,191/mo
Deposit HK$21.74M · loan HK$32.61M · min. income ≈ HK$348,736/mo (50% DSR)
Upfront cash ≈ HK$24.05M (deposit + AVD stamp duty HK$2,309,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,487
−HK$10,879/mo
▼ 0.25% · 3.875%
HK$178,883
−HK$5,483/mo
Today · 4.125%
HK$184,366
baseline
▲ 0.50% · 4.625%
HK$195,584
+HK$11,218/mo
Deposit HK$16.30M · loan HK$38.04M · min. income ≈ HK$368,732/mo (50% DSR)
Upfront cash ≈ HK$18.61M (deposit + AVD stamp duty HK$2,309,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,002
−HK$10,428/mo
▼ 0.25% · 3.875%
HK$198,179
−HK$5,251/mo
Today · 4.125%
HK$203,430
baseline
▲ 0.50% · 4.625%
HK$214,153
+HK$10,723/mo
Deposit HK$16.30M · loan HK$38.04M · min. income ≈ HK$406,860/mo (50% DSR)
Upfront cash ≈ HK$18.61M (deposit + AVD stamp duty HK$2,309,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,054
−HK$13,988/mo
▼ 0.25% · 3.875%
HK$229,993
−HK$7,049/mo
Today · 4.125%
HK$237,042
baseline
▲ 0.50% · 4.625%
HK$251,465
+HK$14,423/mo
Deposit HK$5.43M · loan HK$48.91M · min. income ≈ HK$474,084/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$2,309,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,146
−HK$13,406/mo
▼ 0.25% · 3.875%
HK$254,801
−HK$6,751/mo
Today · 4.125%
HK$261,552
baseline
▲ 0.50% · 4.625%
HK$275,339
+HK$13,787/mo
Deposit HK$5.43M · loan HK$48.91M · min. income ≈ HK$523,104/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$2,309,637 · Scale 2, in force from 26 Feb 2026)