LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,392
−HK$777/mo
▼ 0.25% · 3.875%
HK$12,778
−HK$391/mo
Today · 4.125%
HK$13,169
baseline
▲ 0.50% · 4.625%
HK$13,970
+HK$801/mo
Deposit HK$2.72M · loan HK$2.72M · min. income ≈ HK$26,338/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$122,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,786
−HK$745/mo
▼ 0.25% · 3.875%
HK$14,156
−HK$375/mo
Today · 4.125%
HK$14,531
baseline
▲ 0.50% · 4.625%
HK$15,297
+HK$766/mo
Deposit HK$2.72M · loan HK$2.72M · min. income ≈ HK$29,062/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$122,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,871
−HK$932/mo
▼ 0.25% · 3.875%
HK$15,333
−HK$470/mo
Today · 4.125%
HK$15,803
baseline
▲ 0.50% · 4.625%
HK$16,765
+HK$962/mo
Deposit HK$2.17M · loan HK$3.26M · min. income ≈ HK$31,606/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$122,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,543
−HK$894/mo
▼ 0.25% · 3.875%
HK$16,987
−HK$450/mo
Today · 4.125%
HK$17,437
baseline
▲ 0.50% · 4.625%
HK$18,356
+HK$919/mo
Deposit HK$2.17M · loan HK$3.26M · min. income ≈ HK$34,874/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$122,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,349
−HK$1,088/mo
▼ 0.25% · 3.875%
HK$17,889
−HK$548/mo
Today · 4.125%
HK$18,437
baseline
▲ 0.50% · 4.625%
HK$19,559
+HK$1,122/mo
Deposit HK$1.63M · loan HK$3.80M · min. income ≈ HK$36,874/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$122,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,301
−HK$1,042/mo
▼ 0.25% · 3.875%
HK$19,818
−HK$525/mo
Today · 4.125%
HK$20,343
baseline
▲ 0.50% · 4.625%
HK$21,416
+HK$1,073/mo
Deposit HK$1.63M · loan HK$3.80M · min. income ≈ HK$40,686/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$122,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,306
−HK$1,399/mo
▼ 0.25% · 3.875%
HK$23,000
−HK$705/mo
Today · 4.125%
HK$23,705
baseline
▲ 0.50% · 4.625%
HK$25,147
+HK$1,442/mo
Deposit HK$543K · loan HK$4.89M · min. income ≈ HK$47,410/mo (50% DSR)
Upfront cash ≈ HK$666K (deposit + AVD stamp duty HK$122,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,815
−HK$1,341/mo
▼ 0.25% · 3.875%
HK$25,480
−HK$676/mo
Today · 4.125%
HK$26,156
baseline
▲ 0.50% · 4.625%
HK$27,534
+HK$1,378/mo
Deposit HK$543K · loan HK$4.89M · min. income ≈ HK$52,312/mo (50% DSR)
Upfront cash ≈ HK$666K (deposit + AVD stamp duty HK$122,277 · Scale 2, in force from 26 Feb 2026)