LTV · monthly repayment
▼ 0.50% · 3.625%
HK$123,943
−HK$7,772/mo
▼ 0.25% · 3.875%
HK$127,798
−HK$3,917/mo
Today · 4.125%
HK$131,715
baseline
▲ 0.50% · 4.625%
HK$139,730
+HK$8,015/mo
Deposit HK$27.18M · loan HK$27.18M · min. income ≈ HK$263,430/mo (50% DSR)
Upfront cash ≈ HK$29.49M (deposit + AVD stamp duty HK$2,310,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,885
−HK$7,450/mo
▼ 0.25% · 3.875%
HK$141,583
−HK$3,752/mo
Today · 4.125%
HK$145,335
baseline
▲ 0.50% · 4.625%
HK$152,996
+HK$7,661/mo
Deposit HK$27.18M · loan HK$27.18M · min. income ≈ HK$290,670/mo (50% DSR)
Upfront cash ≈ HK$29.49M (deposit + AVD stamp duty HK$2,310,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,732
−HK$9,326/mo
▼ 0.25% · 3.875%
HK$153,358
−HK$4,700/mo
Today · 4.125%
HK$158,058
baseline
▲ 0.50% · 4.625%
HK$167,676
+HK$9,618/mo
Deposit HK$21.74M · loan HK$32.61M · min. income ≈ HK$316,116/mo (50% DSR)
Upfront cash ≈ HK$24.05M (deposit + AVD stamp duty HK$2,310,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,462
−HK$8,940/mo
▼ 0.25% · 3.875%
HK$169,900
−HK$4,502/mo
Today · 4.125%
HK$174,402
baseline
▲ 0.50% · 4.625%
HK$183,595
+HK$9,193/mo
Deposit HK$21.74M · loan HK$32.61M · min. income ≈ HK$348,804/mo (50% DSR)
Upfront cash ≈ HK$24.05M (deposit + AVD stamp duty HK$2,310,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,520
−HK$10,881/mo
▼ 0.25% · 3.875%
HK$178,918
−HK$5,483/mo
Today · 4.125%
HK$184,401
baseline
▲ 0.50% · 4.625%
HK$195,622
+HK$11,221/mo
Deposit HK$16.31M · loan HK$38.05M · min. income ≈ HK$368,802/mo (50% DSR)
Upfront cash ≈ HK$18.62M (deposit + AVD stamp duty HK$2,310,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,039
−HK$10,430/mo
▼ 0.25% · 3.875%
HK$198,217
−HK$5,252/mo
Today · 4.125%
HK$203,469
baseline
▲ 0.50% · 4.625%
HK$214,194
+HK$10,725/mo
Deposit HK$16.31M · loan HK$38.05M · min. income ≈ HK$406,938/mo (50% DSR)
Upfront cash ≈ HK$18.62M (deposit + AVD stamp duty HK$2,310,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,097
−HK$13,990/mo
▼ 0.25% · 3.875%
HK$230,037
−HK$7,050/mo
Today · 4.125%
HK$237,087
baseline
▲ 0.50% · 4.625%
HK$251,514
+HK$14,427/mo
Deposit HK$5.44M · loan HK$48.92M · min. income ≈ HK$474,174/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$2,310,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,194
−HK$13,409/mo
▼ 0.25% · 3.875%
HK$254,850
−HK$6,753/mo
Today · 4.125%
HK$261,603
baseline
▲ 0.50% · 4.625%
HK$275,392
+HK$13,789/mo
Deposit HK$5.44M · loan HK$48.92M · min. income ≈ HK$523,206/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$2,310,081 · Scale 2, in force from 26 Feb 2026)