LTV · monthly repayment
▼ 0.50% · 3.625%
HK$123,959
−HK$7,773/mo
▼ 0.25% · 3.875%
HK$127,815
−HK$3,917/mo
Today · 4.125%
HK$131,732
baseline
▲ 0.50% · 4.625%
HK$139,748
+HK$8,016/mo
Deposit HK$27.18M · loan HK$27.18M · min. income ≈ HK$263,464/mo (50% DSR)
Upfront cash ≈ HK$29.49M (deposit + AVD stamp duty HK$2,310,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,903
−HK$7,450/mo
▼ 0.25% · 3.875%
HK$141,601
−HK$3,752/mo
Today · 4.125%
HK$145,353
baseline
▲ 0.50% · 4.625%
HK$153,015
+HK$7,662/mo
Deposit HK$27.18M · loan HK$27.18M · min. income ≈ HK$290,706/mo (50% DSR)
Upfront cash ≈ HK$29.49M (deposit + AVD stamp duty HK$2,310,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,751
−HK$9,327/mo
▼ 0.25% · 3.875%
HK$153,377
−HK$4,701/mo
Today · 4.125%
HK$158,078
baseline
▲ 0.50% · 4.625%
HK$167,697
+HK$9,619/mo
Deposit HK$21.74M · loan HK$32.62M · min. income ≈ HK$316,156/mo (50% DSR)
Upfront cash ≈ HK$24.06M (deposit + AVD stamp duty HK$2,310,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,483
−HK$8,941/mo
▼ 0.25% · 3.875%
HK$169,922
−HK$4,502/mo
Today · 4.125%
HK$174,424
baseline
▲ 0.50% · 4.625%
HK$183,618
+HK$9,194/mo
Deposit HK$21.74M · loan HK$32.62M · min. income ≈ HK$348,848/mo (50% DSR)
Upfront cash ≈ HK$24.06M (deposit + AVD stamp duty HK$2,310,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,542
−HK$10,883/mo
▼ 0.25% · 3.875%
HK$178,940
−HK$5,485/mo
Today · 4.125%
HK$184,425
baseline
▲ 0.50% · 4.625%
HK$195,647
+HK$11,222/mo
Deposit HK$16.31M · loan HK$38.05M · min. income ≈ HK$368,850/mo (50% DSR)
Upfront cash ≈ HK$18.62M (deposit + AVD stamp duty HK$2,310,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,064
−HK$10,431/mo
▼ 0.25% · 3.875%
HK$198,242
−HK$5,253/mo
Today · 4.125%
HK$203,495
baseline
▲ 0.50% · 4.625%
HK$214,221
+HK$10,726/mo
Deposit HK$16.31M · loan HK$38.05M · min. income ≈ HK$406,990/mo (50% DSR)
Upfront cash ≈ HK$18.62M (deposit + AVD stamp duty HK$2,310,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,126
−HK$13,992/mo
▼ 0.25% · 3.875%
HK$230,066
−HK$7,052/mo
Today · 4.125%
HK$237,118
baseline
▲ 0.50% · 4.625%
HK$251,546
+HK$14,428/mo
Deposit HK$5.44M · loan HK$48.93M · min. income ≈ HK$474,236/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$2,310,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,225
−HK$13,411/mo
▼ 0.25% · 3.875%
HK$254,882
−HK$6,754/mo
Today · 4.125%
HK$261,636
baseline
▲ 0.50% · 4.625%
HK$275,427
+HK$13,791/mo
Deposit HK$5.44M · loan HK$48.93M · min. income ≈ HK$523,272/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$2,310,375 · Scale 2, in force from 26 Feb 2026)