LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,397
−HK$777/mo
▼ 0.25% · 3.875%
HK$12,782
−HK$392/mo
Today · 4.125%
HK$13,174
baseline
▲ 0.50% · 4.625%
HK$13,976
+HK$802/mo
Deposit HK$2.72M · loan HK$2.72M · min. income ≈ HK$26,348/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$122,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,791
−HK$745/mo
▼ 0.25% · 3.875%
HK$14,161
−HK$375/mo
Today · 4.125%
HK$14,536
baseline
▲ 0.50% · 4.625%
HK$15,303
+HK$767/mo
Deposit HK$2.72M · loan HK$2.72M · min. income ≈ HK$29,072/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$122,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,876
−HK$933/mo
▼ 0.25% · 3.875%
HK$15,339
−HK$470/mo
Today · 4.125%
HK$15,809
baseline
▲ 0.50% · 4.625%
HK$16,771
+HK$962/mo
Deposit HK$2.17M · loan HK$3.26M · min. income ≈ HK$31,618/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$122,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,549
−HK$895/mo
▼ 0.25% · 3.875%
HK$16,993
−HK$451/mo
Today · 4.125%
HK$17,444
baseline
▲ 0.50% · 4.625%
HK$18,363
+HK$919/mo
Deposit HK$2.17M · loan HK$3.26M · min. income ≈ HK$34,888/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$122,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,355
−HK$1,089/mo
▼ 0.25% · 3.875%
HK$17,895
−HK$549/mo
Today · 4.125%
HK$18,444
baseline
▲ 0.50% · 4.625%
HK$19,566
+HK$1,122/mo
Deposit HK$1.63M · loan HK$3.81M · min. income ≈ HK$36,888/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$122,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,308
−HK$1,043/mo
▼ 0.25% · 3.875%
HK$19,825
−HK$526/mo
Today · 4.125%
HK$20,351
baseline
▲ 0.50% · 4.625%
HK$21,424
+HK$1,073/mo
Deposit HK$1.63M · loan HK$3.81M · min. income ≈ HK$40,702/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$122,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,314
−HK$1,399/mo
▼ 0.25% · 3.875%
HK$23,008
−HK$705/mo
Today · 4.125%
HK$23,713
baseline
▲ 0.50% · 4.625%
HK$25,156
+HK$1,443/mo
Deposit HK$544K · loan HK$4.89M · min. income ≈ HK$47,426/mo (50% DSR)
Upfront cash ≈ HK$666K (deposit + AVD stamp duty HK$122,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,824
−HK$1,341/mo
▼ 0.25% · 3.875%
HK$25,490
−HK$675/mo
Today · 4.125%
HK$26,165
baseline
▲ 0.50% · 4.625%
HK$27,545
+HK$1,380/mo
Deposit HK$544K · loan HK$4.89M · min. income ≈ HK$52,330/mo (50% DSR)
Upfront cash ≈ HK$666K (deposit + AVD stamp duty HK$122,322 · Scale 2, in force from 26 Feb 2026)