LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,397
−HK$778/mo
▼ 0.25% · 3.875%
HK$12,783
−HK$392/mo
Today · 4.125%
HK$13,175
baseline
▲ 0.50% · 4.625%
HK$13,976
+HK$801/mo
Deposit HK$2.72M · loan HK$2.72M · min. income ≈ HK$26,350/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$122,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,792
−HK$745/mo
▼ 0.25% · 3.875%
HK$14,162
−HK$375/mo
Today · 4.125%
HK$14,537
baseline
▲ 0.50% · 4.625%
HK$15,303
+HK$766/mo
Deposit HK$2.72M · loan HK$2.72M · min. income ≈ HK$29,074/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$122,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,877
−HK$933/mo
▼ 0.25% · 3.875%
HK$15,340
−HK$470/mo
Today · 4.125%
HK$15,810
baseline
▲ 0.50% · 4.625%
HK$16,772
+HK$962/mo
Deposit HK$2.17M · loan HK$3.26M · min. income ≈ HK$31,620/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$122,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,550
−HK$894/mo
▼ 0.25% · 3.875%
HK$16,994
−HK$450/mo
Today · 4.125%
HK$17,444
baseline
▲ 0.50% · 4.625%
HK$18,364
+HK$920/mo
Deposit HK$2.17M · loan HK$3.26M · min. income ≈ HK$34,888/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$122,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,356
−HK$1,089/mo
▼ 0.25% · 3.875%
HK$17,896
−HK$549/mo
Today · 4.125%
HK$18,445
baseline
▲ 0.50% · 4.625%
HK$19,567
+HK$1,122/mo
Deposit HK$1.63M · loan HK$3.81M · min. income ≈ HK$36,890/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$122,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,309
−HK$1,043/mo
▼ 0.25% · 3.875%
HK$19,827
−HK$525/mo
Today · 4.125%
HK$20,352
baseline
▲ 0.50% · 4.625%
HK$21,425
+HK$1,073/mo
Deposit HK$1.63M · loan HK$3.81M · min. income ≈ HK$40,704/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$122,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,315
−HK$1,400/mo
▼ 0.25% · 3.875%
HK$23,009
−HK$706/mo
Today · 4.125%
HK$23,715
baseline
▲ 0.50% · 4.625%
HK$25,158
+HK$1,443/mo
Deposit HK$544K · loan HK$4.89M · min. income ≈ HK$47,430/mo (50% DSR)
Upfront cash ≈ HK$666K (deposit + AVD stamp duty HK$122,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,825
−HK$1,342/mo
▼ 0.25% · 3.875%
HK$25,491
−HK$676/mo
Today · 4.125%
HK$26,167
baseline
▲ 0.50% · 4.625%
HK$27,546
+HK$1,379/mo
Deposit HK$544K · loan HK$4.89M · min. income ≈ HK$52,334/mo (50% DSR)
Upfront cash ≈ HK$666K (deposit + AVD stamp duty HK$122,329 · Scale 2, in force from 26 Feb 2026)