LTV · monthly repayment
▼ 0.50% · 3.625%
HK$123,982
−HK$7,775/mo
▼ 0.25% · 3.875%
HK$127,839
−HK$3,918/mo
Today · 4.125%
HK$131,757
baseline
▲ 0.50% · 4.625%
HK$139,774
+HK$8,017/mo
Deposit HK$27.19M · loan HK$27.19M · min. income ≈ HK$263,514/mo (50% DSR)
Upfront cash ≈ HK$29.50M (deposit + AVD stamp duty HK$2,310,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,929
−HK$7,452/mo
▼ 0.25% · 3.875%
HK$141,628
−HK$3,753/mo
Today · 4.125%
HK$145,381
baseline
▲ 0.50% · 4.625%
HK$153,044
+HK$7,663/mo
Deposit HK$27.19M · loan HK$27.19M · min. income ≈ HK$290,762/mo (50% DSR)
Upfront cash ≈ HK$29.50M (deposit + AVD stamp duty HK$2,310,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,779
−HK$9,330/mo
▼ 0.25% · 3.875%
HK$153,407
−HK$4,702/mo
Today · 4.125%
HK$158,109
baseline
▲ 0.50% · 4.625%
HK$167,729
+HK$9,620/mo
Deposit HK$21.75M · loan HK$32.62M · min. income ≈ HK$316,218/mo (50% DSR)
Upfront cash ≈ HK$24.06M (deposit + AVD stamp duty HK$2,310,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,515
−HK$8,942/mo
▼ 0.25% · 3.875%
HK$169,954
−HK$4,503/mo
Today · 4.125%
HK$174,457
baseline
▲ 0.50% · 4.625%
HK$183,653
+HK$9,196/mo
Deposit HK$21.75M · loan HK$32.62M · min. income ≈ HK$348,914/mo (50% DSR)
Upfront cash ≈ HK$24.06M (deposit + AVD stamp duty HK$2,310,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,575
−HK$10,885/mo
▼ 0.25% · 3.875%
HK$178,975
−HK$5,485/mo
Today · 4.125%
HK$184,460
baseline
▲ 0.50% · 4.625%
HK$195,684
+HK$11,224/mo
Deposit HK$16.31M · loan HK$38.06M · min. income ≈ HK$368,920/mo (50% DSR)
Upfront cash ≈ HK$18.62M (deposit + AVD stamp duty HK$2,310,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,101
−HK$10,433/mo
▼ 0.25% · 3.875%
HK$198,280
−HK$5,254/mo
Today · 4.125%
HK$203,534
baseline
▲ 0.50% · 4.625%
HK$214,262
+HK$10,728/mo
Deposit HK$16.31M · loan HK$38.06M · min. income ≈ HK$407,068/mo (50% DSR)
Upfront cash ≈ HK$18.62M (deposit + AVD stamp duty HK$2,310,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,168
−HK$13,995/mo
▼ 0.25% · 3.875%
HK$230,110
−HK$7,053/mo
Today · 4.125%
HK$237,163
baseline
▲ 0.50% · 4.625%
HK$251,594
+HK$14,431/mo
Deposit HK$5.44M · loan HK$48.93M · min. income ≈ HK$474,326/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$2,310,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,273
−HK$13,413/mo
▼ 0.25% · 3.875%
HK$254,931
−HK$6,755/mo
Today · 4.125%
HK$261,686
baseline
▲ 0.50% · 4.625%
HK$275,480
+HK$13,794/mo
Deposit HK$5.44M · loan HK$48.93M · min. income ≈ HK$523,372/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$2,310,816 · Scale 2, in force from 26 Feb 2026)