LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,399
−HK$777/mo
▼ 0.25% · 3.875%
HK$12,784
−HK$392/mo
Today · 4.125%
HK$13,176
baseline
▲ 0.50% · 4.625%
HK$13,978
+HK$802/mo
Deposit HK$2.72M · loan HK$2.72M · min. income ≈ HK$26,352/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$122,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,793
−HK$745/mo
▼ 0.25% · 3.875%
HK$14,163
−HK$375/mo
Today · 4.125%
HK$14,538
baseline
▲ 0.50% · 4.625%
HK$15,305
+HK$767/mo
Deposit HK$2.72M · loan HK$2.72M · min. income ≈ HK$29,076/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$122,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,878
−HK$933/mo
▼ 0.25% · 3.875%
HK$15,341
−HK$470/mo
Today · 4.125%
HK$15,811
baseline
▲ 0.50% · 4.625%
HK$16,773
+HK$962/mo
Deposit HK$2.17M · loan HK$3.26M · min. income ≈ HK$31,622/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$122,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,552
−HK$894/mo
▼ 0.25% · 3.875%
HK$16,996
−HK$450/mo
Today · 4.125%
HK$17,446
baseline
▲ 0.50% · 4.625%
HK$18,366
+HK$920/mo
Deposit HK$2.17M · loan HK$3.26M · min. income ≈ HK$34,892/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$122,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,358
−HK$1,088/mo
▼ 0.25% · 3.875%
HK$17,898
−HK$548/mo
Today · 4.125%
HK$18,446
baseline
▲ 0.50% · 4.625%
HK$19,569
+HK$1,123/mo
Deposit HK$1.63M · loan HK$3.81M · min. income ≈ HK$36,892/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$122,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,311
−HK$1,043/mo
▼ 0.25% · 3.875%
HK$19,828
−HK$526/mo
Today · 4.125%
HK$20,354
baseline
▲ 0.50% · 4.625%
HK$21,427
+HK$1,073/mo
Deposit HK$1.63M · loan HK$3.81M · min. income ≈ HK$40,708/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$122,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,317
−HK$1,400/mo
▼ 0.25% · 3.875%
HK$23,012
−HK$705/mo
Today · 4.125%
HK$23,717
baseline
▲ 0.50% · 4.625%
HK$25,160
+HK$1,443/mo
Deposit HK$544K · loan HK$4.89M · min. income ≈ HK$47,434/mo (50% DSR)
Upfront cash ≈ HK$666K (deposit + AVD stamp duty HK$122,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,828
−HK$1,341/mo
▼ 0.25% · 3.875%
HK$25,494
−HK$675/mo
Today · 4.125%
HK$26,169
baseline
▲ 0.50% · 4.625%
HK$27,549
+HK$1,380/mo
Deposit HK$544K · loan HK$4.89M · min. income ≈ HK$52,338/mo (50% DSR)
Upfront cash ≈ HK$666K (deposit + AVD stamp duty HK$122,341 · Scale 2, in force from 26 Feb 2026)