LTV · monthly repayment
▼ 0.50% · 3.625%
HK$124,003
−HK$7,776/mo
▼ 0.25% · 3.875%
HK$127,861
−HK$3,918/mo
Today · 4.125%
HK$131,779
baseline
▲ 0.50% · 4.625%
HK$139,798
+HK$8,019/mo
Deposit HK$27.19M · loan HK$27.19M · min. income ≈ HK$263,558/mo (50% DSR)
Upfront cash ≈ HK$29.50M (deposit + AVD stamp duty HK$2,311,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,952
−HK$7,454/mo
▼ 0.25% · 3.875%
HK$141,652
−HK$3,754/mo
Today · 4.125%
HK$145,406
baseline
▲ 0.50% · 4.625%
HK$153,070
+HK$7,664/mo
Deposit HK$27.19M · loan HK$27.19M · min. income ≈ HK$290,812/mo (50% DSR)
Upfront cash ≈ HK$29.50M (deposit + AVD stamp duty HK$2,311,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,804
−HK$9,331/mo
▼ 0.25% · 3.875%
HK$153,433
−HK$4,702/mo
Today · 4.125%
HK$158,135
baseline
▲ 0.50% · 4.625%
HK$167,757
+HK$9,622/mo
Deposit HK$21.75M · loan HK$32.63M · min. income ≈ HK$316,270/mo (50% DSR)
Upfront cash ≈ HK$24.06M (deposit + AVD stamp duty HK$2,311,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,543
−HK$8,944/mo
▼ 0.25% · 3.875%
HK$169,983
−HK$4,504/mo
Today · 4.125%
HK$174,487
baseline
▲ 0.50% · 4.625%
HK$183,684
+HK$9,197/mo
Deposit HK$21.75M · loan HK$32.63M · min. income ≈ HK$348,974/mo (50% DSR)
Upfront cash ≈ HK$24.06M (deposit + AVD stamp duty HK$2,311,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,605
−HK$10,886/mo
▼ 0.25% · 3.875%
HK$179,005
−HK$5,486/mo
Today · 4.125%
HK$184,491
baseline
▲ 0.50% · 4.625%
HK$195,717
+HK$11,226/mo
Deposit HK$16.31M · loan HK$38.07M · min. income ≈ HK$368,982/mo (50% DSR)
Upfront cash ≈ HK$18.63M (deposit + AVD stamp duty HK$2,311,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,133
−HK$10,435/mo
▼ 0.25% · 3.875%
HK$198,313
−HK$5,255/mo
Today · 4.125%
HK$203,568
baseline
▲ 0.50% · 4.625%
HK$214,298
+HK$10,730/mo
Deposit HK$16.31M · loan HK$38.07M · min. income ≈ HK$407,136/mo (50% DSR)
Upfront cash ≈ HK$18.63M (deposit + AVD stamp duty HK$2,311,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,206
−HK$13,997/mo
▼ 0.25% · 3.875%
HK$230,149
−HK$7,054/mo
Today · 4.125%
HK$237,203
baseline
▲ 0.50% · 4.625%
HK$251,636
+HK$14,433/mo
Deposit HK$5.44M · loan HK$48.94M · min. income ≈ HK$474,406/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$2,311,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,314
−HK$13,416/mo
▼ 0.25% · 3.875%
HK$254,974
−HK$6,756/mo
Today · 4.125%
HK$261,730
baseline
▲ 0.50% · 4.625%
HK$275,526
+HK$13,796/mo
Deposit HK$5.44M · loan HK$48.94M · min. income ≈ HK$523,460/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$2,311,206 · Scale 2, in force from 26 Feb 2026)