LTV · monthly repayment
▼ 0.50% · 3.625%
HK$124,022
−HK$7,777/mo
▼ 0.25% · 3.875%
HK$127,879
−HK$3,920/mo
Today · 4.125%
HK$131,799
baseline
▲ 0.50% · 4.625%
HK$139,819
+HK$8,020/mo
Deposit HK$27.19M · loan HK$27.19M · min. income ≈ HK$263,598/mo (50% DSR)
Upfront cash ≈ HK$29.51M (deposit + AVD stamp duty HK$2,311,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,973
−HK$7,454/mo
▼ 0.25% · 3.875%
HK$141,673
−HK$3,754/mo
Today · 4.125%
HK$145,427
baseline
▲ 0.50% · 4.625%
HK$153,093
+HK$7,666/mo
Deposit HK$27.19M · loan HK$27.19M · min. income ≈ HK$290,854/mo (50% DSR)
Upfront cash ≈ HK$29.51M (deposit + AVD stamp duty HK$2,311,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,826
−HK$9,333/mo
▼ 0.25% · 3.875%
HK$153,455
−HK$4,704/mo
Today · 4.125%
HK$158,159
baseline
▲ 0.50% · 4.625%
HK$167,782
+HK$9,623/mo
Deposit HK$21.76M · loan HK$32.63M · min. income ≈ HK$316,318/mo (50% DSR)
Upfront cash ≈ HK$24.07M (deposit + AVD stamp duty HK$2,311,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,567
−HK$8,946/mo
▼ 0.25% · 3.875%
HK$170,008
−HK$4,505/mo
Today · 4.125%
HK$174,513
baseline
▲ 0.50% · 4.625%
HK$183,711
+HK$9,198/mo
Deposit HK$21.76M · loan HK$32.63M · min. income ≈ HK$349,026/mo (50% DSR)
Upfront cash ≈ HK$24.07M (deposit + AVD stamp duty HK$2,311,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,630
−HK$10,889/mo
▼ 0.25% · 3.875%
HK$179,031
−HK$5,488/mo
Today · 4.125%
HK$184,519
baseline
▲ 0.50% · 4.625%
HK$195,746
+HK$11,227/mo
Deposit HK$16.32M · loan HK$38.07M · min. income ≈ HK$369,038/mo (50% DSR)
Upfront cash ≈ HK$18.63M (deposit + AVD stamp duty HK$2,311,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,162
−HK$10,436/mo
▼ 0.25% · 3.875%
HK$198,343
−HK$5,255/mo
Today · 4.125%
HK$203,598
baseline
▲ 0.50% · 4.625%
HK$214,330
+HK$10,732/mo
Deposit HK$16.32M · loan HK$38.07M · min. income ≈ HK$407,196/mo (50% DSR)
Upfront cash ≈ HK$18.63M (deposit + AVD stamp duty HK$2,311,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,239
−HK$13,999/mo
▼ 0.25% · 3.875%
HK$230,183
−HK$7,055/mo
Today · 4.125%
HK$237,238
baseline
▲ 0.50% · 4.625%
HK$251,673
+HK$14,435/mo
Deposit HK$5.44M · loan HK$48.95M · min. income ≈ HK$474,476/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$2,311,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,351
−HK$13,418/mo
▼ 0.25% · 3.875%
HK$255,012
−HK$6,757/mo
Today · 4.125%
HK$261,769
baseline
▲ 0.50% · 4.625%
HK$275,567
+HK$13,798/mo
Deposit HK$5.44M · loan HK$48.95M · min. income ≈ HK$523,538/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$2,311,549 · Scale 2, in force from 26 Feb 2026)