LTV · monthly repayment
▼ 0.50% · 3.625%
HK$124,024
−HK$7,777/mo
▼ 0.25% · 3.875%
HK$127,882
−HK$3,919/mo
Today · 4.125%
HK$131,801
baseline
▲ 0.50% · 4.625%
HK$139,821
+HK$8,020/mo
Deposit HK$27.20M · loan HK$27.20M · min. income ≈ HK$263,602/mo (50% DSR)
Upfront cash ≈ HK$29.51M (deposit + AVD stamp duty HK$2,311,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,975
−HK$7,454/mo
▼ 0.25% · 3.875%
HK$141,675
−HK$3,754/mo
Today · 4.125%
HK$145,429
baseline
▲ 0.50% · 4.625%
HK$153,095
+HK$7,666/mo
Deposit HK$27.20M · loan HK$27.20M · min. income ≈ HK$290,858/mo (50% DSR)
Upfront cash ≈ HK$29.51M (deposit + AVD stamp duty HK$2,311,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,828
−HK$9,333/mo
▼ 0.25% · 3.875%
HK$153,458
−HK$4,703/mo
Today · 4.125%
HK$158,161
baseline
▲ 0.50% · 4.625%
HK$167,785
+HK$9,624/mo
Deposit HK$21.76M · loan HK$32.63M · min. income ≈ HK$316,322/mo (50% DSR)
Upfront cash ≈ HK$24.07M (deposit + AVD stamp duty HK$2,311,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,570
−HK$8,945/mo
▼ 0.25% · 3.875%
HK$170,011
−HK$4,504/mo
Today · 4.125%
HK$174,515
baseline
▲ 0.50% · 4.625%
HK$183,714
+HK$9,199/mo
Deposit HK$21.76M · loan HK$32.63M · min. income ≈ HK$349,030/mo (50% DSR)
Upfront cash ≈ HK$24.07M (deposit + AVD stamp duty HK$2,311,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,633
−HK$10,888/mo
▼ 0.25% · 3.875%
HK$179,034
−HK$5,487/mo
Today · 4.125%
HK$184,521
baseline
▲ 0.50% · 4.625%
HK$195,749
+HK$11,228/mo
Deposit HK$16.32M · loan HK$38.07M · min. income ≈ HK$369,042/mo (50% DSR)
Upfront cash ≈ HK$18.63M (deposit + AVD stamp duty HK$2,311,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,165
−HK$10,436/mo
▼ 0.25% · 3.875%
HK$198,346
−HK$5,255/mo
Today · 4.125%
HK$203,601
baseline
▲ 0.50% · 4.625%
HK$214,333
+HK$10,732/mo
Deposit HK$16.32M · loan HK$38.07M · min. income ≈ HK$407,202/mo (50% DSR)
Upfront cash ≈ HK$18.63M (deposit + AVD stamp duty HK$2,311,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,243
−HK$13,999/mo
▼ 0.25% · 3.875%
HK$230,187
−HK$7,055/mo
Today · 4.125%
HK$237,242
baseline
▲ 0.50% · 4.625%
HK$251,677
+HK$14,435/mo
Deposit HK$5.44M · loan HK$48.95M · min. income ≈ HK$474,484/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$2,311,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,355
−HK$13,418/mo
▼ 0.25% · 3.875%
HK$255,016
−HK$6,757/mo
Today · 4.125%
HK$261,773
baseline
▲ 0.50% · 4.625%
HK$275,571
+HK$13,798/mo
Deposit HK$5.44M · loan HK$48.95M · min. income ≈ HK$523,546/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$2,311,585 · Scale 2, in force from 26 Feb 2026)