LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,404
−HK$778/mo
▼ 0.25% · 3.875%
HK$12,790
−HK$392/mo
Today · 4.125%
HK$13,182
baseline
▲ 0.50% · 4.625%
HK$13,984
+HK$802/mo
Deposit HK$2.72M · loan HK$2.72M · min. income ≈ HK$26,364/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$122,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,799
−HK$746/mo
▼ 0.25% · 3.875%
HK$14,169
−HK$376/mo
Today · 4.125%
HK$14,545
baseline
▲ 0.50% · 4.625%
HK$15,311
+HK$766/mo
Deposit HK$2.72M · loan HK$2.72M · min. income ≈ HK$29,090/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$122,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,885
−HK$933/mo
▼ 0.25% · 3.875%
HK$15,348
−HK$470/mo
Today · 4.125%
HK$15,818
baseline
▲ 0.50% · 4.625%
HK$16,781
+HK$963/mo
Deposit HK$2.18M · loan HK$3.26M · min. income ≈ HK$31,636/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$122,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,559
−HK$895/mo
▼ 0.25% · 3.875%
HK$17,003
−HK$451/mo
Today · 4.125%
HK$17,454
baseline
▲ 0.50% · 4.625%
HK$18,374
+HK$920/mo
Deposit HK$2.18M · loan HK$3.26M · min. income ≈ HK$34,908/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$122,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,365
−HK$1,089/mo
▼ 0.25% · 3.875%
HK$17,906
−HK$548/mo
Today · 4.125%
HK$18,454
baseline
▲ 0.50% · 4.625%
HK$19,577
+HK$1,123/mo
Deposit HK$1.63M · loan HK$3.81M · min. income ≈ HK$36,908/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$122,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,319
−HK$1,044/mo
▼ 0.25% · 3.875%
HK$19,837
−HK$526/mo
Today · 4.125%
HK$20,363
baseline
▲ 0.50% · 4.625%
HK$21,436
+HK$1,073/mo
Deposit HK$1.63M · loan HK$3.81M · min. income ≈ HK$40,726/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$122,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,327
−HK$1,400/mo
▼ 0.25% · 3.875%
HK$23,022
−HK$705/mo
Today · 4.125%
HK$23,727
baseline
▲ 0.50% · 4.625%
HK$25,171
+HK$1,444/mo
Deposit HK$544K · loan HK$4.90M · min. income ≈ HK$47,454/mo (50% DSR)
Upfront cash ≈ HK$666K (deposit + AVD stamp duty HK$122,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,839
−HK$1,342/mo
▼ 0.25% · 3.875%
HK$25,505
−HK$676/mo
Today · 4.125%
HK$26,181
baseline
▲ 0.50% · 4.625%
HK$27,561
+HK$1,380/mo
Deposit HK$544K · loan HK$4.90M · min. income ≈ HK$52,362/mo (50% DSR)
Upfront cash ≈ HK$666K (deposit + AVD stamp duty HK$122,394 · Scale 2, in force from 26 Feb 2026)