LTV · monthly repayment
▼ 0.50% · 3.625%
HK$124,053
−HK$7,779/mo
▼ 0.25% · 3.875%
HK$127,911
−HK$3,921/mo
Today · 4.125%
HK$131,832
baseline
▲ 0.50% · 4.625%
HK$139,854
+HK$8,022/mo
Deposit HK$27.20M · loan HK$27.20M · min. income ≈ HK$263,664/mo (50% DSR)
Upfront cash ≈ HK$29.51M (deposit + AVD stamp duty HK$2,312,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,007
−HK$7,456/mo
▼ 0.25% · 3.875%
HK$141,709
−HK$3,754/mo
Today · 4.125%
HK$145,463
baseline
▲ 0.50% · 4.625%
HK$153,131
+HK$7,668/mo
Deposit HK$27.20M · loan HK$27.20M · min. income ≈ HK$290,926/mo (50% DSR)
Upfront cash ≈ HK$29.51M (deposit + AVD stamp duty HK$2,312,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,863
−HK$9,335/mo
▼ 0.25% · 3.875%
HK$153,494
−HK$4,704/mo
Today · 4.125%
HK$158,198
baseline
▲ 0.50% · 4.625%
HK$167,824
+HK$9,626/mo
Deposit HK$21.76M · loan HK$32.64M · min. income ≈ HK$316,396/mo (50% DSR)
Upfront cash ≈ HK$24.07M (deposit + AVD stamp duty HK$2,312,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,609
−HK$8,947/mo
▼ 0.25% · 3.875%
HK$170,050
−HK$4,506/mo
Today · 4.125%
HK$174,556
baseline
▲ 0.50% · 4.625%
HK$183,757
+HK$9,201/mo
Deposit HK$21.76M · loan HK$32.64M · min. income ≈ HK$349,112/mo (50% DSR)
Upfront cash ≈ HK$24.07M (deposit + AVD stamp duty HK$2,312,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,674
−HK$10,891/mo
▼ 0.25% · 3.875%
HK$179,076
−HK$5,489/mo
Today · 4.125%
HK$184,565
baseline
▲ 0.50% · 4.625%
HK$195,795
+HK$11,230/mo
Deposit HK$16.32M · loan HK$38.08M · min. income ≈ HK$369,130/mo (50% DSR)
Upfront cash ≈ HK$18.63M (deposit + AVD stamp duty HK$2,312,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,210
−HK$10,439/mo
▼ 0.25% · 3.875%
HK$198,392
−HK$5,257/mo
Today · 4.125%
HK$203,649
baseline
▲ 0.50% · 4.625%
HK$214,383
+HK$10,734/mo
Deposit HK$16.32M · loan HK$38.08M · min. income ≈ HK$407,298/mo (50% DSR)
Upfront cash ≈ HK$18.63M (deposit + AVD stamp duty HK$2,312,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,295
−HK$14,002/mo
▼ 0.25% · 3.875%
HK$230,241
−HK$7,056/mo
Today · 4.125%
HK$237,297
baseline
▲ 0.50% · 4.625%
HK$251,736
+HK$14,439/mo
Deposit HK$5.44M · loan HK$48.96M · min. income ≈ HK$474,594/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$2,312,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,413
−HK$13,421/mo
▼ 0.25% · 3.875%
HK$255,076
−HK$6,758/mo
Today · 4.125%
HK$261,834
baseline
▲ 0.50% · 4.625%
HK$275,636
+HK$13,802/mo
Deposit HK$5.44M · loan HK$48.96M · min. income ≈ HK$523,668/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$2,312,126 · Scale 2, in force from 26 Feb 2026)