LTV · monthly repayment
▼ 0.50% · 3.625%
HK$124,078
−HK$7,780/mo
▼ 0.25% · 3.875%
HK$127,937
−HK$3,921/mo
Today · 4.125%
HK$131,858
baseline
▲ 0.50% · 4.625%
HK$139,882
+HK$8,024/mo
Deposit HK$27.21M · loan HK$27.21M · min. income ≈ HK$263,716/mo (50% DSR)
Upfront cash ≈ HK$29.52M (deposit + AVD stamp duty HK$2,312,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,035
−HK$7,458/mo
▼ 0.25% · 3.875%
HK$141,737
−HK$3,756/mo
Today · 4.125%
HK$145,493
baseline
▲ 0.50% · 4.625%
HK$153,162
+HK$7,669/mo
Deposit HK$27.21M · loan HK$27.21M · min. income ≈ HK$290,986/mo (50% DSR)
Upfront cash ≈ HK$29.52M (deposit + AVD stamp duty HK$2,312,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,893
−HK$9,337/mo
▼ 0.25% · 3.875%
HK$153,524
−HK$4,706/mo
Today · 4.125%
HK$158,230
baseline
▲ 0.50% · 4.625%
HK$167,858
+HK$9,628/mo
Deposit HK$21.77M · loan HK$32.65M · min. income ≈ HK$316,460/mo (50% DSR)
Upfront cash ≈ HK$24.08M (deposit + AVD stamp duty HK$2,312,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,642
−HK$8,949/mo
▼ 0.25% · 3.875%
HK$170,084
−HK$4,507/mo
Today · 4.125%
HK$174,591
baseline
▲ 0.50% · 4.625%
HK$183,794
+HK$9,203/mo
Deposit HK$21.77M · loan HK$32.65M · min. income ≈ HK$349,182/mo (50% DSR)
Upfront cash ≈ HK$24.08M (deposit + AVD stamp duty HK$2,312,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,709
−HK$10,893/mo
▼ 0.25% · 3.875%
HK$179,112
−HK$5,490/mo
Today · 4.125%
HK$184,602
baseline
▲ 0.50% · 4.625%
HK$195,834
+HK$11,232/mo
Deposit HK$16.32M · loan HK$38.09M · min. income ≈ HK$369,204/mo (50% DSR)
Upfront cash ≈ HK$18.64M (deposit + AVD stamp duty HK$2,312,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,249
−HK$10,441/mo
▼ 0.25% · 3.875%
HK$198,432
−HK$5,258/mo
Today · 4.125%
HK$203,690
baseline
▲ 0.50% · 4.625%
HK$214,426
+HK$10,736/mo
Deposit HK$16.32M · loan HK$38.09M · min. income ≈ HK$407,380/mo (50% DSR)
Upfront cash ≈ HK$18.64M (deposit + AVD stamp duty HK$2,312,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,340
−HK$14,005/mo
▼ 0.25% · 3.875%
HK$230,287
−HK$7,058/mo
Today · 4.125%
HK$237,345
baseline
▲ 0.50% · 4.625%
HK$251,787
+HK$14,442/mo
Deposit HK$5.44M · loan HK$48.97M · min. income ≈ HK$474,690/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$2,312,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,463
−HK$13,424/mo
▼ 0.25% · 3.875%
HK$255,127
−HK$6,760/mo
Today · 4.125%
HK$261,887
baseline
▲ 0.50% · 4.625%
HK$275,691
+HK$13,804/mo
Deposit HK$5.44M · loan HK$48.97M · min. income ≈ HK$523,774/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$2,312,589 · Scale 2, in force from 26 Feb 2026)