LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,408
−HK$778/mo
▼ 0.25% · 3.875%
HK$12,794
−HK$392/mo
Today · 4.125%
HK$13,186
baseline
▲ 0.50% · 4.625%
HK$13,988
+HK$802/mo
Deposit HK$2.72M · loan HK$2.72M · min. income ≈ HK$26,372/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$122,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,804
−HK$745/mo
▼ 0.25% · 3.875%
HK$14,174
−HK$375/mo
Today · 4.125%
HK$14,549
baseline
▲ 0.50% · 4.625%
HK$15,316
+HK$767/mo
Deposit HK$2.72M · loan HK$2.72M · min. income ≈ HK$29,098/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$122,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,889
−HK$934/mo
▼ 0.25% · 3.875%
HK$15,352
−HK$471/mo
Today · 4.125%
HK$15,823
baseline
▲ 0.50% · 4.625%
HK$16,786
+HK$963/mo
Deposit HK$2.18M · loan HK$3.26M · min. income ≈ HK$31,646/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$122,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,564
−HK$895/mo
▼ 0.25% · 3.875%
HK$17,008
−HK$451/mo
Today · 4.125%
HK$17,459
baseline
▲ 0.50% · 4.625%
HK$18,379
+HK$920/mo
Deposit HK$2.18M · loan HK$3.26M · min. income ≈ HK$34,918/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$122,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,371
−HK$1,089/mo
▼ 0.25% · 3.875%
HK$17,911
−HK$549/mo
Today · 4.125%
HK$18,460
baseline
▲ 0.50% · 4.625%
HK$19,583
+HK$1,123/mo
Deposit HK$1.63M · loan HK$3.81M · min. income ≈ HK$36,920/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$122,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,325
−HK$1,044/mo
▼ 0.25% · 3.875%
HK$19,843
−HK$526/mo
Today · 4.125%
HK$20,369
baseline
▲ 0.50% · 4.625%
HK$21,443
+HK$1,074/mo
Deposit HK$1.63M · loan HK$3.81M · min. income ≈ HK$40,738/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$122,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,334
−HK$1,401/mo
▼ 0.25% · 3.875%
HK$23,029
−HK$706/mo
Today · 4.125%
HK$23,735
baseline
▲ 0.50% · 4.625%
HK$25,179
+HK$1,444/mo
Deposit HK$544K · loan HK$4.90M · min. income ≈ HK$47,470/mo (50% DSR)
Upfront cash ≈ HK$667K (deposit + AVD stamp duty HK$122,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,846
−HK$1,343/mo
▼ 0.25% · 3.875%
HK$25,513
−HK$676/mo
Today · 4.125%
HK$26,189
baseline
▲ 0.50% · 4.625%
HK$27,569
+HK$1,380/mo
Deposit HK$544K · loan HK$4.90M · min. income ≈ HK$52,378/mo (50% DSR)
Upfront cash ≈ HK$667K (deposit + AVD stamp duty HK$122,432 · Scale 2, in force from 26 Feb 2026)