LTV · monthly repayment
▼ 0.50% · 3.625%
HK$124,088
−HK$7,781/mo
▼ 0.25% · 3.875%
HK$127,948
−HK$3,921/mo
Today · 4.125%
HK$131,869
baseline
▲ 0.50% · 4.625%
HK$139,893
+HK$8,024/mo
Deposit HK$27.21M · loan HK$27.21M · min. income ≈ HK$263,738/mo (50% DSR)
Upfront cash ≈ HK$29.52M (deposit + AVD stamp duty HK$2,312,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,046
−HK$7,459/mo
▼ 0.25% · 3.875%
HK$141,749
−HK$3,756/mo
Today · 4.125%
HK$145,505
baseline
▲ 0.50% · 4.625%
HK$153,174
+HK$7,669/mo
Deposit HK$27.21M · loan HK$27.21M · min. income ≈ HK$291,010/mo (50% DSR)
Upfront cash ≈ HK$29.52M (deposit + AVD stamp duty HK$2,312,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,905
−HK$9,338/mo
▼ 0.25% · 3.875%
HK$153,537
−HK$4,706/mo
Today · 4.125%
HK$158,243
baseline
▲ 0.50% · 4.625%
HK$167,872
+HK$9,629/mo
Deposit HK$21.77M · loan HK$32.65M · min. income ≈ HK$316,486/mo (50% DSR)
Upfront cash ≈ HK$24.08M (deposit + AVD stamp duty HK$2,312,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,656
−HK$8,949/mo
▼ 0.25% · 3.875%
HK$170,098
−HK$4,507/mo
Today · 4.125%
HK$174,605
baseline
▲ 0.50% · 4.625%
HK$183,809
+HK$9,204/mo
Deposit HK$21.77M · loan HK$32.65M · min. income ≈ HK$349,210/mo (50% DSR)
Upfront cash ≈ HK$24.08M (deposit + AVD stamp duty HK$2,312,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,723
−HK$10,894/mo
▼ 0.25% · 3.875%
HK$179,127
−HK$5,490/mo
Today · 4.125%
HK$184,617
baseline
▲ 0.50% · 4.625%
HK$195,850
+HK$11,233/mo
Deposit HK$16.33M · loan HK$38.09M · min. income ≈ HK$369,234/mo (50% DSR)
Upfront cash ≈ HK$18.64M (deposit + AVD stamp duty HK$2,312,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,265
−HK$10,441/mo
▼ 0.25% · 3.875%
HK$198,448
−HK$5,258/mo
Today · 4.125%
HK$203,706
baseline
▲ 0.50% · 4.625%
HK$214,444
+HK$10,738/mo
Deposit HK$16.33M · loan HK$38.09M · min. income ≈ HK$407,412/mo (50% DSR)
Upfront cash ≈ HK$18.64M (deposit + AVD stamp duty HK$2,312,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,358
−HK$14,006/mo
▼ 0.25% · 3.875%
HK$230,306
−HK$7,058/mo
Today · 4.125%
HK$237,364
baseline
▲ 0.50% · 4.625%
HK$251,807
+HK$14,443/mo
Deposit HK$5.44M · loan HK$48.98M · min. income ≈ HK$474,728/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$2,312,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,483
−HK$13,425/mo
▼ 0.25% · 3.875%
HK$255,148
−HK$6,760/mo
Today · 4.125%
HK$261,908
baseline
▲ 0.50% · 4.625%
HK$275,714
+HK$13,806/mo
Deposit HK$5.44M · loan HK$48.98M · min. income ≈ HK$523,816/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$2,312,778 · Scale 2, in force from 26 Feb 2026)