LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,409
−HK$778/mo
▼ 0.25% · 3.875%
HK$12,795
−HK$392/mo
Today · 4.125%
HK$13,187
baseline
▲ 0.50% · 4.625%
HK$13,989
+HK$802/mo
Deposit HK$2.72M · loan HK$2.72M · min. income ≈ HK$26,374/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$122,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,805
−HK$746/mo
▼ 0.25% · 3.875%
HK$14,175
−HK$376/mo
Today · 4.125%
HK$14,551
baseline
▲ 0.50% · 4.625%
HK$15,318
+HK$767/mo
Deposit HK$2.72M · loan HK$2.72M · min. income ≈ HK$29,102/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$122,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,891
−HK$933/mo
▼ 0.25% · 3.875%
HK$15,354
−HK$470/mo
Today · 4.125%
HK$15,824
baseline
▲ 0.50% · 4.625%
HK$16,787
+HK$963/mo
Deposit HK$2.18M · loan HK$3.27M · min. income ≈ HK$31,648/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$122,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,566
−HK$895/mo
▼ 0.25% · 3.875%
HK$17,010
−HK$451/mo
Today · 4.125%
HK$17,461
baseline
▲ 0.50% · 4.625%
HK$18,381
+HK$920/mo
Deposit HK$2.18M · loan HK$3.27M · min. income ≈ HK$34,922/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$122,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,372
−HK$1,090/mo
▼ 0.25% · 3.875%
HK$17,913
−HK$549/mo
Today · 4.125%
HK$18,462
baseline
▲ 0.50% · 4.625%
HK$19,585
+HK$1,123/mo
Deposit HK$1.63M · loan HK$3.81M · min. income ≈ HK$36,924/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$122,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,327
−HK$1,044/mo
▼ 0.25% · 3.875%
HK$19,845
−HK$526/mo
Today · 4.125%
HK$20,371
baseline
▲ 0.50% · 4.625%
HK$21,445
+HK$1,074/mo
Deposit HK$1.63M · loan HK$3.81M · min. income ≈ HK$40,742/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$122,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,336
−HK$1,401/mo
▼ 0.25% · 3.875%
HK$23,031
−HK$706/mo
Today · 4.125%
HK$23,737
baseline
▲ 0.50% · 4.625%
HK$25,181
+HK$1,444/mo
Deposit HK$544K · loan HK$4.90M · min. income ≈ HK$47,474/mo (50% DSR)
Upfront cash ≈ HK$667K (deposit + AVD stamp duty HK$122,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,848
−HK$1,343/mo
▼ 0.25% · 3.875%
HK$25,515
−HK$676/mo
Today · 4.125%
HK$26,191
baseline
▲ 0.50% · 4.625%
HK$27,572
+HK$1,381/mo
Deposit HK$544K · loan HK$4.90M · min. income ≈ HK$52,382/mo (50% DSR)
Upfront cash ≈ HK$667K (deposit + AVD stamp duty HK$122,442 · Scale 2, in force from 26 Feb 2026)