LTV · monthly repayment
▼ 0.50% · 3.625%
HK$124,098
−HK$7,783/mo
▼ 0.25% · 3.875%
HK$127,959
−HK$3,922/mo
Today · 4.125%
HK$131,881
baseline
▲ 0.50% · 4.625%
HK$139,905
+HK$8,024/mo
Deposit HK$27.21M · loan HK$27.21M · min. income ≈ HK$263,762/mo (50% DSR)
Upfront cash ≈ HK$29.52M (deposit + AVD stamp duty HK$2,312,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,058
−HK$7,459/mo
▼ 0.25% · 3.875%
HK$141,761
−HK$3,756/mo
Today · 4.125%
HK$145,517
baseline
▲ 0.50% · 4.625%
HK$153,188
+HK$7,671/mo
Deposit HK$27.21M · loan HK$27.21M · min. income ≈ HK$291,034/mo (50% DSR)
Upfront cash ≈ HK$29.52M (deposit + AVD stamp duty HK$2,312,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,918
−HK$9,339/mo
▼ 0.25% · 3.875%
HK$153,550
−HK$4,707/mo
Today · 4.125%
HK$158,257
baseline
▲ 0.50% · 4.625%
HK$167,886
+HK$9,629/mo
Deposit HK$21.77M · loan HK$32.65M · min. income ≈ HK$316,514/mo (50% DSR)
Upfront cash ≈ HK$24.08M (deposit + AVD stamp duty HK$2,312,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,670
−HK$8,951/mo
▼ 0.25% · 3.875%
HK$170,113
−HK$4,508/mo
Today · 4.125%
HK$174,621
baseline
▲ 0.50% · 4.625%
HK$183,825
+HK$9,204/mo
Deposit HK$21.77M · loan HK$32.65M · min. income ≈ HK$349,242/mo (50% DSR)
Upfront cash ≈ HK$24.08M (deposit + AVD stamp duty HK$2,312,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,738
−HK$10,895/mo
▼ 0.25% · 3.875%
HK$179,142
−HK$5,491/mo
Today · 4.125%
HK$184,633
baseline
▲ 0.50% · 4.625%
HK$195,867
+HK$11,234/mo
Deposit HK$16.33M · loan HK$38.10M · min. income ≈ HK$369,266/mo (50% DSR)
Upfront cash ≈ HK$18.64M (deposit + AVD stamp duty HK$2,312,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,282
−HK$10,442/mo
▼ 0.25% · 3.875%
HK$198,465
−HK$5,259/mo
Today · 4.125%
HK$203,724
baseline
▲ 0.50% · 4.625%
HK$214,463
+HK$10,739/mo
Deposit HK$16.33M · loan HK$38.10M · min. income ≈ HK$407,448/mo (50% DSR)
Upfront cash ≈ HK$18.64M (deposit + AVD stamp duty HK$2,312,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,377
−HK$14,008/mo
▼ 0.25% · 3.875%
HK$230,326
−HK$7,059/mo
Today · 4.125%
HK$237,385
baseline
▲ 0.50% · 4.625%
HK$251,829
+HK$14,444/mo
Deposit HK$5.44M · loan HK$48.98M · min. income ≈ HK$474,770/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$2,312,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,505
−HK$13,426/mo
▼ 0.25% · 3.875%
HK$255,170
−HK$6,761/mo
Today · 4.125%
HK$261,931
baseline
▲ 0.50% · 4.625%
HK$275,738
+HK$13,807/mo
Deposit HK$5.44M · loan HK$48.98M · min. income ≈ HK$523,862/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$2,312,979 · Scale 2, in force from 26 Feb 2026)