LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,412
−HK$779/mo
▼ 0.25% · 3.875%
HK$12,799
−HK$392/mo
Today · 4.125%
HK$13,191
baseline
▲ 0.50% · 4.625%
HK$13,993
+HK$802/mo
Deposit HK$2.72M · loan HK$2.72M · min. income ≈ HK$26,382/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$122,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,809
−HK$746/mo
▼ 0.25% · 3.875%
HK$14,179
−HK$376/mo
Today · 4.125%
HK$14,555
baseline
▲ 0.50% · 4.625%
HK$15,322
+HK$767/mo
Deposit HK$2.72M · loan HK$2.72M · min. income ≈ HK$29,110/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$122,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,895
−HK$934/mo
▼ 0.25% · 3.875%
HK$15,358
−HK$471/mo
Today · 4.125%
HK$15,829
baseline
▲ 0.50% · 4.625%
HK$16,792
+HK$963/mo
Deposit HK$2.18M · loan HK$3.27M · min. income ≈ HK$31,658/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$122,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,570
−HK$896/mo
▼ 0.25% · 3.875%
HK$17,015
−HK$451/mo
Today · 4.125%
HK$17,466
baseline
▲ 0.50% · 4.625%
HK$18,386
+HK$920/mo
Deposit HK$2.18M · loan HK$3.27M · min. income ≈ HK$34,932/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$122,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,377
−HK$1,090/mo
▼ 0.25% · 3.875%
HK$17,918
−HK$549/mo
Today · 4.125%
HK$18,467
baseline
▲ 0.50% · 4.625%
HK$19,591
+HK$1,124/mo
Deposit HK$1.63M · loan HK$3.81M · min. income ≈ HK$36,934/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$122,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,332
−HK$1,045/mo
▼ 0.25% · 3.875%
HK$19,851
−HK$526/mo
Today · 4.125%
HK$20,377
baseline
▲ 0.50% · 4.625%
HK$21,451
+HK$1,074/mo
Deposit HK$1.63M · loan HK$3.81M · min. income ≈ HK$40,754/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$122,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,342
−HK$1,401/mo
▼ 0.25% · 3.875%
HK$23,037
−HK$706/mo
Today · 4.125%
HK$23,743
baseline
▲ 0.50% · 4.625%
HK$25,188
+HK$1,445/mo
Deposit HK$544K · loan HK$4.90M · min. income ≈ HK$47,486/mo (50% DSR)
Upfront cash ≈ HK$667K (deposit + AVD stamp duty HK$122,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,856
−HK$1,343/mo
▼ 0.25% · 3.875%
HK$25,522
−HK$677/mo
Today · 4.125%
HK$26,199
baseline
▲ 0.50% · 4.625%
HK$27,579
+HK$1,380/mo
Deposit HK$544K · loan HK$4.90M · min. income ≈ HK$52,398/mo (50% DSR)
Upfront cash ≈ HK$667K (deposit + AVD stamp duty HK$122,478 · Scale 2, in force from 26 Feb 2026)