LTV · monthly repayment
▼ 0.50% · 3.625%
HK$124,125
−HK$7,784/mo
▼ 0.25% · 3.875%
HK$127,986
−HK$3,923/mo
Today · 4.125%
HK$131,909
baseline
▲ 0.50% · 4.625%
HK$139,935
+HK$8,026/mo
Deposit HK$27.22M · loan HK$27.22M · min. income ≈ HK$263,818/mo (50% DSR)
Upfront cash ≈ HK$29.53M (deposit + AVD stamp duty HK$2,313,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,088
−HK$7,460/mo
▼ 0.25% · 3.875%
HK$141,791
−HK$3,757/mo
Today · 4.125%
HK$145,548
baseline
▲ 0.50% · 4.625%
HK$153,220
+HK$7,672/mo
Deposit HK$27.22M · loan HK$27.22M · min. income ≈ HK$291,096/mo (50% DSR)
Upfront cash ≈ HK$29.53M (deposit + AVD stamp duty HK$2,313,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,950
−HK$9,340/mo
▼ 0.25% · 3.875%
HK$153,583
−HK$4,707/mo
Today · 4.125%
HK$158,290
baseline
▲ 0.50% · 4.625%
HK$167,922
+HK$9,632/mo
Deposit HK$21.77M · loan HK$32.66M · min. income ≈ HK$316,580/mo (50% DSR)
Upfront cash ≈ HK$24.09M (deposit + AVD stamp duty HK$2,313,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,705
−HK$8,953/mo
▼ 0.25% · 3.875%
HK$170,149
−HK$4,509/mo
Today · 4.125%
HK$174,658
baseline
▲ 0.50% · 4.625%
HK$183,864
+HK$9,206/mo
Deposit HK$21.77M · loan HK$32.66M · min. income ≈ HK$349,316/mo (50% DSR)
Upfront cash ≈ HK$24.09M (deposit + AVD stamp duty HK$2,313,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,775
−HK$10,897/mo
▼ 0.25% · 3.875%
HK$179,180
−HK$5,492/mo
Today · 4.125%
HK$184,672
baseline
▲ 0.50% · 4.625%
HK$195,909
+HK$11,237/mo
Deposit HK$16.33M · loan HK$38.10M · min. income ≈ HK$369,344/mo (50% DSR)
Upfront cash ≈ HK$18.64M (deposit + AVD stamp duty HK$2,313,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,323
−HK$10,444/mo
▼ 0.25% · 3.875%
HK$198,508
−HK$5,259/mo
Today · 4.125%
HK$203,767
baseline
▲ 0.50% · 4.625%
HK$214,508
+HK$10,741/mo
Deposit HK$16.33M · loan HK$38.10M · min. income ≈ HK$407,534/mo (50% DSR)
Upfront cash ≈ HK$18.64M (deposit + AVD stamp duty HK$2,313,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,425
−HK$14,011/mo
▼ 0.25% · 3.875%
HK$230,375
−HK$7,061/mo
Today · 4.125%
HK$237,436
baseline
▲ 0.50% · 4.625%
HK$251,883
+HK$14,447/mo
Deposit HK$5.44M · loan HK$48.99M · min. income ≈ HK$474,872/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$2,313,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,558
−HK$13,429/mo
▼ 0.25% · 3.875%
HK$255,224
−HK$6,763/mo
Today · 4.125%
HK$261,987
baseline
▲ 0.50% · 4.625%
HK$275,796
+HK$13,809/mo
Deposit HK$5.44M · loan HK$48.99M · min. income ≈ HK$523,974/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$2,313,472 · Scale 2, in force from 26 Feb 2026)