LTV · monthly repayment
▼ 0.50% · 3.625%
HK$124,132
−HK$7,784/mo
▼ 0.25% · 3.875%
HK$127,993
−HK$3,923/mo
Today · 4.125%
HK$131,916
baseline
▲ 0.50% · 4.625%
HK$139,943
+HK$8,027/mo
Deposit HK$27.22M · loan HK$27.22M · min. income ≈ HK$263,832/mo (50% DSR)
Upfront cash ≈ HK$29.53M (deposit + AVD stamp duty HK$2,313,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,095
−HK$7,461/mo
▼ 0.25% · 3.875%
HK$141,799
−HK$3,757/mo
Today · 4.125%
HK$145,556
baseline
▲ 0.50% · 4.625%
HK$153,228
+HK$7,672/mo
Deposit HK$27.22M · loan HK$27.22M · min. income ≈ HK$291,112/mo (50% DSR)
Upfront cash ≈ HK$29.53M (deposit + AVD stamp duty HK$2,313,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,958
−HK$9,341/mo
▼ 0.25% · 3.875%
HK$153,591
−HK$4,708/mo
Today · 4.125%
HK$158,299
baseline
▲ 0.50% · 4.625%
HK$167,931
+HK$9,632/mo
Deposit HK$21.78M · loan HK$32.66M · min. income ≈ HK$316,598/mo (50% DSR)
Upfront cash ≈ HK$24.09M (deposit + AVD stamp duty HK$2,313,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,714
−HK$8,953/mo
▼ 0.25% · 3.875%
HK$170,159
−HK$4,508/mo
Today · 4.125%
HK$174,667
baseline
▲ 0.50% · 4.625%
HK$183,874
+HK$9,207/mo
Deposit HK$21.78M · loan HK$32.66M · min. income ≈ HK$349,334/mo (50% DSR)
Upfront cash ≈ HK$24.09M (deposit + AVD stamp duty HK$2,313,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,784
−HK$10,898/mo
▼ 0.25% · 3.875%
HK$179,190
−HK$5,492/mo
Today · 4.125%
HK$184,682
baseline
▲ 0.50% · 4.625%
HK$195,920
+HK$11,238/mo
Deposit HK$16.33M · loan HK$38.11M · min. income ≈ HK$369,364/mo (50% DSR)
Upfront cash ≈ HK$18.64M (deposit + AVD stamp duty HK$2,313,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,333
−HK$10,445/mo
▼ 0.25% · 3.875%
HK$198,518
−HK$5,260/mo
Today · 4.125%
HK$203,778
baseline
▲ 0.50% · 4.625%
HK$214,520
+HK$10,742/mo
Deposit HK$16.33M · loan HK$38.11M · min. income ≈ HK$407,556/mo (50% DSR)
Upfront cash ≈ HK$18.64M (deposit + AVD stamp duty HK$2,313,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,437
−HK$14,011/mo
▼ 0.25% · 3.875%
HK$230,387
−HK$7,061/mo
Today · 4.125%
HK$237,448
baseline
▲ 0.50% · 4.625%
HK$251,897
+HK$14,449/mo
Deposit HK$5.44M · loan HK$48.99M · min. income ≈ HK$474,896/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$2,313,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,571
−HK$13,430/mo
▼ 0.25% · 3.875%
HK$255,238
−HK$6,763/mo
Today · 4.125%
HK$262,001
baseline
▲ 0.50% · 4.625%
HK$275,811
+HK$13,810/mo
Deposit HK$5.44M · loan HK$48.99M · min. income ≈ HK$524,002/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$2,313,597 · Scale 2, in force from 26 Feb 2026)