LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,413
−HK$779/mo
▼ 0.25% · 3.875%
HK$12,800
−HK$392/mo
Today · 4.125%
HK$13,192
baseline
▲ 0.50% · 4.625%
HK$13,994
+HK$802/mo
Deposit HK$2.72M · loan HK$2.72M · min. income ≈ HK$26,384/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$122,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,810
−HK$746/mo
▼ 0.25% · 3.875%
HK$14,180
−HK$376/mo
Today · 4.125%
HK$14,556
baseline
▲ 0.50% · 4.625%
HK$15,323
+HK$767/mo
Deposit HK$2.72M · loan HK$2.72M · min. income ≈ HK$29,112/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$122,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,896
−HK$934/mo
▼ 0.25% · 3.875%
HK$15,359
−HK$471/mo
Today · 4.125%
HK$15,830
baseline
▲ 0.50% · 4.625%
HK$16,793
+HK$963/mo
Deposit HK$2.18M · loan HK$3.27M · min. income ≈ HK$31,660/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$122,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,572
−HK$895/mo
▼ 0.25% · 3.875%
HK$17,016
−HK$451/mo
Today · 4.125%
HK$17,467
baseline
▲ 0.50% · 4.625%
HK$18,388
+HK$921/mo
Deposit HK$2.18M · loan HK$3.27M · min. income ≈ HK$34,934/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$122,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,379
−HK$1,090/mo
▼ 0.25% · 3.875%
HK$17,919
−HK$550/mo
Today · 4.125%
HK$18,469
baseline
▲ 0.50% · 4.625%
HK$19,592
+HK$1,123/mo
Deposit HK$1.63M · loan HK$3.81M · min. income ≈ HK$36,938/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$122,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,334
−HK$1,044/mo
▼ 0.25% · 3.875%
HK$19,852
−HK$526/mo
Today · 4.125%
HK$20,378
baseline
▲ 0.50% · 4.625%
HK$21,452
+HK$1,074/mo
Deposit HK$1.63M · loan HK$3.81M · min. income ≈ HK$40,756/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$122,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,344
−HK$1,401/mo
▼ 0.25% · 3.875%
HK$23,039
−HK$706/mo
Today · 4.125%
HK$23,745
baseline
▲ 0.50% · 4.625%
HK$25,190
+HK$1,445/mo
Deposit HK$544K · loan HK$4.90M · min. income ≈ HK$47,490/mo (50% DSR)
Upfront cash ≈ HK$667K (deposit + AVD stamp duty HK$122,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,858
−HK$1,343/mo
▼ 0.25% · 3.875%
HK$25,524
−HK$677/mo
Today · 4.125%
HK$26,201
baseline
▲ 0.50% · 4.625%
HK$27,582
+HK$1,381/mo
Deposit HK$544K · loan HK$4.90M · min. income ≈ HK$52,402/mo (50% DSR)
Upfront cash ≈ HK$667K (deposit + AVD stamp duty HK$122,487 · Scale 2, in force from 26 Feb 2026)