LTV · monthly repayment
▼ 0.50% · 3.625%
HK$124,143
−HK$7,785/mo
▼ 0.25% · 3.875%
HK$128,005
−HK$3,923/mo
Today · 4.125%
HK$131,928
baseline
▲ 0.50% · 4.625%
HK$139,956
+HK$8,028/mo
Deposit HK$27.22M · loan HK$27.22M · min. income ≈ HK$263,856/mo (50% DSR)
Upfront cash ≈ HK$29.54M (deposit + AVD stamp duty HK$2,313,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,108
−HK$7,462/mo
▼ 0.25% · 3.875%
HK$141,812
−HK$3,758/mo
Today · 4.125%
HK$145,570
baseline
▲ 0.50% · 4.625%
HK$153,243
+HK$7,673/mo
Deposit HK$27.22M · loan HK$27.22M · min. income ≈ HK$291,140/mo (50% DSR)
Upfront cash ≈ HK$29.54M (deposit + AVD stamp duty HK$2,313,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,972
−HK$9,342/mo
▼ 0.25% · 3.875%
HK$153,606
−HK$4,708/mo
Today · 4.125%
HK$158,314
baseline
▲ 0.50% · 4.625%
HK$167,947
+HK$9,633/mo
Deposit HK$21.78M · loan HK$32.67M · min. income ≈ HK$316,628/mo (50% DSR)
Upfront cash ≈ HK$24.09M (deposit + AVD stamp duty HK$2,313,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,730
−HK$8,953/mo
▼ 0.25% · 3.875%
HK$170,174
−HK$4,509/mo
Today · 4.125%
HK$174,683
baseline
▲ 0.50% · 4.625%
HK$183,891
+HK$9,208/mo
Deposit HK$21.78M · loan HK$32.67M · min. income ≈ HK$349,366/mo (50% DSR)
Upfront cash ≈ HK$24.09M (deposit + AVD stamp duty HK$2,313,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,800
−HK$10,899/mo
▼ 0.25% · 3.875%
HK$179,207
−HK$5,492/mo
Today · 4.125%
HK$184,699
baseline
▲ 0.50% · 4.625%
HK$195,938
+HK$11,239/mo
Deposit HK$16.33M · loan HK$38.11M · min. income ≈ HK$369,398/mo (50% DSR)
Upfront cash ≈ HK$18.65M (deposit + AVD stamp duty HK$2,313,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,351
−HK$10,446/mo
▼ 0.25% · 3.875%
HK$198,537
−HK$5,260/mo
Today · 4.125%
HK$203,797
baseline
▲ 0.50% · 4.625%
HK$214,540
+HK$10,743/mo
Deposit HK$16.33M · loan HK$38.11M · min. income ≈ HK$407,594/mo (50% DSR)
Upfront cash ≈ HK$18.65M (deposit + AVD stamp duty HK$2,313,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,458
−HK$14,012/mo
▼ 0.25% · 3.875%
HK$230,409
−HK$7,061/mo
Today · 4.125%
HK$237,470
baseline
▲ 0.50% · 4.625%
HK$251,920
+HK$14,450/mo
Deposit HK$5.44M · loan HK$49.00M · min. income ≈ HK$474,940/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$2,313,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,594
−HK$13,431/mo
▼ 0.25% · 3.875%
HK$255,262
−HK$6,763/mo
Today · 4.125%
HK$262,025
baseline
▲ 0.50% · 4.625%
HK$275,837
+HK$13,812/mo
Deposit HK$5.44M · loan HK$49.00M · min. income ≈ HK$524,050/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$2,313,812 · Scale 2, in force from 26 Feb 2026)