LTV · monthly repayment
▼ 0.50% · 3.625%
HK$124,146
−HK$7,785/mo
▼ 0.25% · 3.875%
HK$128,008
−HK$3,923/mo
Today · 4.125%
HK$131,931
baseline
▲ 0.50% · 4.625%
HK$139,959
+HK$8,028/mo
Deposit HK$27.22M · loan HK$27.22M · min. income ≈ HK$263,862/mo (50% DSR)
Upfront cash ≈ HK$29.54M (deposit + AVD stamp duty HK$2,313,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,112
−HK$7,461/mo
▼ 0.25% · 3.875%
HK$141,816
−HK$3,757/mo
Today · 4.125%
HK$145,573
baseline
▲ 0.50% · 4.625%
HK$153,247
+HK$7,674/mo
Deposit HK$27.22M · loan HK$27.22M · min. income ≈ HK$291,146/mo (50% DSR)
Upfront cash ≈ HK$29.54M (deposit + AVD stamp duty HK$2,313,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,976
−HK$9,342/mo
▼ 0.25% · 3.875%
HK$153,610
−HK$4,708/mo
Today · 4.125%
HK$158,318
baseline
▲ 0.50% · 4.625%
HK$167,951
+HK$9,633/mo
Deposit HK$21.78M · loan HK$32.67M · min. income ≈ HK$316,636/mo (50% DSR)
Upfront cash ≈ HK$24.09M (deposit + AVD stamp duty HK$2,313,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,734
−HK$8,954/mo
▼ 0.25% · 3.875%
HK$170,179
−HK$4,509/mo
Today · 4.125%
HK$174,688
baseline
▲ 0.50% · 4.625%
HK$183,896
+HK$9,208/mo
Deposit HK$21.78M · loan HK$32.67M · min. income ≈ HK$349,376/mo (50% DSR)
Upfront cash ≈ HK$24.09M (deposit + AVD stamp duty HK$2,313,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,805
−HK$10,899/mo
▼ 0.25% · 3.875%
HK$179,211
−HK$5,493/mo
Today · 4.125%
HK$184,704
baseline
▲ 0.50% · 4.625%
HK$195,943
+HK$11,239/mo
Deposit HK$16.33M · loan HK$38.11M · min. income ≈ HK$369,408/mo (50% DSR)
Upfront cash ≈ HK$18.65M (deposit + AVD stamp duty HK$2,313,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,356
−HK$10,447/mo
▼ 0.25% · 3.875%
HK$198,542
−HK$5,261/mo
Today · 4.125%
HK$203,803
baseline
▲ 0.50% · 4.625%
HK$214,545
+HK$10,742/mo
Deposit HK$16.33M · loan HK$38.11M · min. income ≈ HK$407,606/mo (50% DSR)
Upfront cash ≈ HK$18.65M (deposit + AVD stamp duty HK$2,313,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,463
−HK$14,014/mo
▼ 0.25% · 3.875%
HK$230,414
−HK$7,063/mo
Today · 4.125%
HK$237,477
baseline
▲ 0.50% · 4.625%
HK$251,926
+HK$14,449/mo
Deposit HK$5.44M · loan HK$49.00M · min. income ≈ HK$474,954/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$2,313,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,601
−HK$13,431/mo
▼ 0.25% · 3.875%
HK$255,268
−HK$6,764/mo
Today · 4.125%
HK$262,032
baseline
▲ 0.50% · 4.625%
HK$275,844
+HK$13,812/mo
Deposit HK$5.44M · loan HK$49.00M · min. income ≈ HK$524,064/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$2,313,872 · Scale 2, in force from 26 Feb 2026)