LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,416
−HK$778/mo
▼ 0.25% · 3.875%
HK$12,802
−HK$392/mo
Today · 4.125%
HK$13,194
baseline
▲ 0.50% · 4.625%
HK$13,997
+HK$803/mo
Deposit HK$2.72M · loan HK$2.72M · min. income ≈ HK$26,388/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$122,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,812
−HK$747/mo
▼ 0.25% · 3.875%
HK$14,183
−HK$376/mo
Today · 4.125%
HK$14,559
baseline
▲ 0.50% · 4.625%
HK$15,326
+HK$767/mo
Deposit HK$2.72M · loan HK$2.72M · min. income ≈ HK$29,118/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$122,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,899
−HK$934/mo
▼ 0.25% · 3.875%
HK$15,362
−HK$471/mo
Today · 4.125%
HK$15,833
baseline
▲ 0.50% · 4.625%
HK$16,796
+HK$963/mo
Deposit HK$2.18M · loan HK$3.27M · min. income ≈ HK$31,666/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$122,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,575
−HK$895/mo
▼ 0.25% · 3.875%
HK$17,019
−HK$451/mo
Today · 4.125%
HK$17,470
baseline
▲ 0.50% · 4.625%
HK$18,391
+HK$921/mo
Deposit HK$2.18M · loan HK$3.27M · min. income ≈ HK$34,940/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$122,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,382
−HK$1,090/mo
▼ 0.25% · 3.875%
HK$17,923
−HK$549/mo
Today · 4.125%
HK$18,472
baseline
▲ 0.50% · 4.625%
HK$19,596
+HK$1,124/mo
Deposit HK$1.63M · loan HK$3.81M · min. income ≈ HK$36,944/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$122,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,337
−HK$1,045/mo
▼ 0.25% · 3.875%
HK$19,856
−HK$526/mo
Today · 4.125%
HK$20,382
baseline
▲ 0.50% · 4.625%
HK$21,456
+HK$1,074/mo
Deposit HK$1.63M · loan HK$3.81M · min. income ≈ HK$40,764/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$122,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,348
−HK$1,402/mo
▼ 0.25% · 3.875%
HK$23,043
−HK$707/mo
Today · 4.125%
HK$23,750
baseline
▲ 0.50% · 4.625%
HK$25,195
+HK$1,445/mo
Deposit HK$544K · loan HK$4.90M · min. income ≈ HK$47,500/mo (50% DSR)
Upfront cash ≈ HK$667K (deposit + AVD stamp duty HK$122,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,862
−HK$1,343/mo
▼ 0.25% · 3.875%
HK$25,529
−HK$676/mo
Today · 4.125%
HK$26,205
baseline
▲ 0.50% · 4.625%
HK$27,587
+HK$1,382/mo
Deposit HK$544K · loan HK$4.90M · min. income ≈ HK$52,410/mo (50% DSR)
Upfront cash ≈ HK$667K (deposit + AVD stamp duty HK$122,510 · Scale 2, in force from 26 Feb 2026)