LTV · monthly repayment
▼ 0.50% · 3.625%
HK$124,158
−HK$7,786/mo
▼ 0.25% · 3.875%
HK$128,020
−HK$3,924/mo
Today · 4.125%
HK$131,944
baseline
▲ 0.50% · 4.625%
HK$139,972
+HK$8,028/mo
Deposit HK$27.22M · loan HK$27.22M · min. income ≈ HK$263,888/mo (50% DSR)
Upfront cash ≈ HK$29.54M (deposit + AVD stamp duty HK$2,314,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,125
−HK$7,462/mo
▼ 0.25% · 3.875%
HK$141,829
−HK$3,758/mo
Today · 4.125%
HK$145,587
baseline
▲ 0.50% · 4.625%
HK$153,261
+HK$7,674/mo
Deposit HK$27.22M · loan HK$27.22M · min. income ≈ HK$291,174/mo (50% DSR)
Upfront cash ≈ HK$29.54M (deposit + AVD stamp duty HK$2,314,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,990
−HK$9,343/mo
▼ 0.25% · 3.875%
HK$153,624
−HK$4,709/mo
Today · 4.125%
HK$158,333
baseline
▲ 0.50% · 4.625%
HK$167,967
+HK$9,634/mo
Deposit HK$21.78M · loan HK$32.67M · min. income ≈ HK$316,666/mo (50% DSR)
Upfront cash ≈ HK$24.09M (deposit + AVD stamp duty HK$2,314,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,750
−HK$8,955/mo
▼ 0.25% · 3.875%
HK$170,195
−HK$4,510/mo
Today · 4.125%
HK$174,705
baseline
▲ 0.50% · 4.625%
HK$183,914
+HK$9,209/mo
Deposit HK$21.78M · loan HK$32.67M · min. income ≈ HK$349,410/mo (50% DSR)
Upfront cash ≈ HK$24.09M (deposit + AVD stamp duty HK$2,314,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,821
−HK$10,901/mo
▼ 0.25% · 3.875%
HK$179,228
−HK$5,494/mo
Today · 4.125%
HK$184,722
baseline
▲ 0.50% · 4.625%
HK$195,961
+HK$11,239/mo
Deposit HK$16.33M · loan HK$38.11M · min. income ≈ HK$369,444/mo (50% DSR)
Upfront cash ≈ HK$18.65M (deposit + AVD stamp duty HK$2,314,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,375
−HK$10,447/mo
▼ 0.25% · 3.875%
HK$198,561
−HK$5,261/mo
Today · 4.125%
HK$203,822
baseline
▲ 0.50% · 4.625%
HK$214,566
+HK$10,744/mo
Deposit HK$16.33M · loan HK$38.11M · min. income ≈ HK$407,644/mo (50% DSR)
Upfront cash ≈ HK$18.65M (deposit + AVD stamp duty HK$2,314,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,485
−HK$14,014/mo
▼ 0.25% · 3.875%
HK$230,436
−HK$7,063/mo
Today · 4.125%
HK$237,499
baseline
▲ 0.50% · 4.625%
HK$251,950
+HK$14,451/mo
Deposit HK$5.44M · loan HK$49.00M · min. income ≈ HK$474,998/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$2,314,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,624
−HK$13,433/mo
▼ 0.25% · 3.875%
HK$255,292
−HK$6,765/mo
Today · 4.125%
HK$262,057
baseline
▲ 0.50% · 4.625%
HK$275,870
+HK$13,813/mo
Deposit HK$5.44M · loan HK$49.00M · min. income ≈ HK$524,114/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$2,314,092 · Scale 2, in force from 26 Feb 2026)