LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,419
−HK$779/mo
▼ 0.25% · 3.875%
HK$12,806
−HK$392/mo
Today · 4.125%
HK$13,198
baseline
▲ 0.50% · 4.625%
HK$14,001
+HK$803/mo
Deposit HK$2.72M · loan HK$2.72M · min. income ≈ HK$26,396/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$122,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,816
−HK$747/mo
▼ 0.25% · 3.875%
HK$14,187
−HK$376/mo
Today · 4.125%
HK$14,563
baseline
▲ 0.50% · 4.625%
HK$15,330
+HK$767/mo
Deposit HK$2.72M · loan HK$2.72M · min. income ≈ HK$29,126/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$122,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,903
−HK$935/mo
▼ 0.25% · 3.875%
HK$15,367
−HK$471/mo
Today · 4.125%
HK$15,838
baseline
▲ 0.50% · 4.625%
HK$16,801
+HK$963/mo
Deposit HK$2.18M · loan HK$3.27M · min. income ≈ HK$31,676/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$122,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,580
−HK$895/mo
▼ 0.25% · 3.875%
HK$17,024
−HK$451/mo
Today · 4.125%
HK$17,475
baseline
▲ 0.50% · 4.625%
HK$18,396
+HK$921/mo
Deposit HK$2.18M · loan HK$3.27M · min. income ≈ HK$34,950/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$122,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,387
−HK$1,090/mo
▼ 0.25% · 3.875%
HK$17,928
−HK$549/mo
Today · 4.125%
HK$18,477
baseline
▲ 0.50% · 4.625%
HK$19,602
+HK$1,125/mo
Deposit HK$1.63M · loan HK$3.81M · min. income ≈ HK$36,954/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$122,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,343
−HK$1,045/mo
▼ 0.25% · 3.875%
HK$19,862
−HK$526/mo
Today · 4.125%
HK$20,388
baseline
▲ 0.50% · 4.625%
HK$21,463
+HK$1,075/mo
Deposit HK$1.63M · loan HK$3.81M · min. income ≈ HK$40,776/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$122,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,355
−HK$1,402/mo
▼ 0.25% · 3.875%
HK$23,050
−HK$707/mo
Today · 4.125%
HK$23,757
baseline
▲ 0.50% · 4.625%
HK$25,202
+HK$1,445/mo
Deposit HK$545K · loan HK$4.90M · min. income ≈ HK$47,514/mo (50% DSR)
Upfront cash ≈ HK$667K (deposit + AVD stamp duty HK$122,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,869
−HK$1,344/mo
▼ 0.25% · 3.875%
HK$25,536
−HK$677/mo
Today · 4.125%
HK$26,213
baseline
▲ 0.50% · 4.625%
HK$27,595
+HK$1,382/mo
Deposit HK$545K · loan HK$4.90M · min. income ≈ HK$52,426/mo (50% DSR)
Upfront cash ≈ HK$667K (deposit + AVD stamp duty HK$122,545 · Scale 2, in force from 26 Feb 2026)