LTV · monthly repayment
▼ 0.50% · 3.625%
HK$124,197
−HK$7,788/mo
▼ 0.25% · 3.875%
HK$128,060
−HK$3,925/mo
Today · 4.125%
HK$131,985
baseline
▲ 0.50% · 4.625%
HK$140,016
+HK$8,031/mo
Deposit HK$27.23M · loan HK$27.23M · min. income ≈ HK$263,970/mo (50% DSR)
Upfront cash ≈ HK$29.55M (deposit + AVD stamp duty HK$2,314,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,167
−HK$7,465/mo
▼ 0.25% · 3.875%
HK$141,873
−HK$3,759/mo
Today · 4.125%
HK$145,632
baseline
▲ 0.50% · 4.625%
HK$153,309
+HK$7,677/mo
Deposit HK$27.23M · loan HK$27.23M · min. income ≈ HK$291,264/mo (50% DSR)
Upfront cash ≈ HK$29.55M (deposit + AVD stamp duty HK$2,314,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,036
−HK$9,346/mo
▼ 0.25% · 3.875%
HK$153,672
−HK$4,710/mo
Today · 4.125%
HK$158,382
baseline
▲ 0.50% · 4.625%
HK$168,019
+HK$9,637/mo
Deposit HK$21.79M · loan HK$32.68M · min. income ≈ HK$316,764/mo (50% DSR)
Upfront cash ≈ HK$24.10M (deposit + AVD stamp duty HK$2,314,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,801
−HK$8,958/mo
▼ 0.25% · 3.875%
HK$170,248
−HK$4,511/mo
Today · 4.125%
HK$174,759
baseline
▲ 0.50% · 4.625%
HK$183,970
+HK$9,211/mo
Deposit HK$21.79M · loan HK$32.68M · min. income ≈ HK$349,518/mo (50% DSR)
Upfront cash ≈ HK$24.10M (deposit + AVD stamp duty HK$2,314,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,875
−HK$10,904/mo
▼ 0.25% · 3.875%
HK$179,284
−HK$5,495/mo
Today · 4.125%
HK$184,779
baseline
▲ 0.50% · 4.625%
HK$196,022
+HK$11,243/mo
Deposit HK$16.34M · loan HK$38.13M · min. income ≈ HK$369,558/mo (50% DSR)
Upfront cash ≈ HK$18.65M (deposit + AVD stamp duty HK$2,314,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,434
−HK$10,451/mo
▼ 0.25% · 3.875%
HK$198,622
−HK$5,263/mo
Today · 4.125%
HK$203,885
baseline
▲ 0.50% · 4.625%
HK$214,632
+HK$10,747/mo
Deposit HK$16.34M · loan HK$38.13M · min. income ≈ HK$407,770/mo (50% DSR)
Upfront cash ≈ HK$18.65M (deposit + AVD stamp duty HK$2,314,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,554
−HK$14,019/mo
▼ 0.25% · 3.875%
HK$230,508
−HK$7,065/mo
Today · 4.125%
HK$237,573
baseline
▲ 0.50% · 4.625%
HK$252,028
+HK$14,455/mo
Deposit HK$5.45M · loan HK$49.02M · min. income ≈ HK$475,146/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$2,314,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,701
−HK$13,437/mo
▼ 0.25% · 3.875%
HK$255,371
−HK$6,767/mo
Today · 4.125%
HK$262,138
baseline
▲ 0.50% · 4.625%
HK$275,956
+HK$13,818/mo
Deposit HK$5.45M · loan HK$49.02M · min. income ≈ HK$524,276/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$2,314,807 · Scale 2, in force from 26 Feb 2026)