LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,420
−HK$779/mo
▼ 0.25% · 3.875%
HK$12,806
−HK$393/mo
Today · 4.125%
HK$13,199
baseline
▲ 0.50% · 4.625%
HK$14,002
+HK$803/mo
Deposit HK$2.72M · loan HK$2.72M · min. income ≈ HK$26,398/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$122,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,817
−HK$747/mo
▼ 0.25% · 3.875%
HK$14,188
−HK$376/mo
Today · 4.125%
HK$14,564
baseline
▲ 0.50% · 4.625%
HK$15,331
+HK$767/mo
Deposit HK$2.72M · loan HK$2.72M · min. income ≈ HK$29,128/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$122,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,904
−HK$934/mo
▼ 0.25% · 3.875%
HK$15,367
−HK$471/mo
Today · 4.125%
HK$15,838
baseline
▲ 0.50% · 4.625%
HK$16,802
+HK$964/mo
Deposit HK$2.18M · loan HK$3.27M · min. income ≈ HK$31,676/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$122,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,580
−HK$896/mo
▼ 0.25% · 3.875%
HK$17,025
−HK$451/mo
Today · 4.125%
HK$17,476
baseline
▲ 0.50% · 4.625%
HK$18,397
+HK$921/mo
Deposit HK$2.18M · loan HK$3.27M · min. income ≈ HK$34,952/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$122,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,388
−HK$1,090/mo
▼ 0.25% · 3.875%
HK$17,929
−HK$549/mo
Today · 4.125%
HK$18,478
baseline
▲ 0.50% · 4.625%
HK$19,603
+HK$1,125/mo
Deposit HK$1.63M · loan HK$3.81M · min. income ≈ HK$36,956/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$122,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,344
−HK$1,045/mo
▼ 0.25% · 3.875%
HK$19,863
−HK$526/mo
Today · 4.125%
HK$20,389
baseline
▲ 0.50% · 4.625%
HK$21,464
+HK$1,075/mo
Deposit HK$1.63M · loan HK$3.81M · min. income ≈ HK$40,778/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$122,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,356
−HK$1,402/mo
▼ 0.25% · 3.875%
HK$23,051
−HK$707/mo
Today · 4.125%
HK$23,758
baseline
▲ 0.50% · 4.625%
HK$25,203
+HK$1,445/mo
Deposit HK$545K · loan HK$4.90M · min. income ≈ HK$47,516/mo (50% DSR)
Upfront cash ≈ HK$667K (deposit + AVD stamp duty HK$122,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,871
−HK$1,343/mo
▼ 0.25% · 3.875%
HK$25,538
−HK$676/mo
Today · 4.125%
HK$26,214
baseline
▲ 0.50% · 4.625%
HK$27,596
+HK$1,382/mo
Deposit HK$545K · loan HK$4.90M · min. income ≈ HK$52,428/mo (50% DSR)
Upfront cash ≈ HK$667K (deposit + AVD stamp duty HK$122,551 · Scale 2, in force from 26 Feb 2026)