LTV · monthly repayment
▼ 0.50% · 3.625%
HK$124,204
−HK$7,789/mo
▼ 0.25% · 3.875%
HK$128,068
−HK$3,925/mo
Today · 4.125%
HK$131,993
baseline
▲ 0.50% · 4.625%
HK$140,025
+HK$8,032/mo
Deposit HK$27.23M · loan HK$27.23M · min. income ≈ HK$263,986/mo (50% DSR)
Upfront cash ≈ HK$29.55M (deposit + AVD stamp duty HK$2,314,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,176
−HK$7,465/mo
▼ 0.25% · 3.875%
HK$141,882
−HK$3,759/mo
Today · 4.125%
HK$145,641
baseline
▲ 0.50% · 4.625%
HK$153,318
+HK$7,677/mo
Deposit HK$27.23M · loan HK$27.23M · min. income ≈ HK$291,282/mo (50% DSR)
Upfront cash ≈ HK$29.55M (deposit + AVD stamp duty HK$2,314,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,045
−HK$9,347/mo
▼ 0.25% · 3.875%
HK$153,681
−HK$4,711/mo
Today · 4.125%
HK$158,392
baseline
▲ 0.50% · 4.625%
HK$168,029
+HK$9,637/mo
Deposit HK$21.79M · loan HK$32.68M · min. income ≈ HK$316,784/mo (50% DSR)
Upfront cash ≈ HK$24.10M (deposit + AVD stamp duty HK$2,314,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,811
−HK$8,959/mo
▼ 0.25% · 3.875%
HK$170,258
−HK$4,512/mo
Today · 4.125%
HK$174,770
baseline
▲ 0.50% · 4.625%
HK$183,982
+HK$9,212/mo
Deposit HK$21.79M · loan HK$32.68M · min. income ≈ HK$349,540/mo (50% DSR)
Upfront cash ≈ HK$24.10M (deposit + AVD stamp duty HK$2,314,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,886
−HK$10,904/mo
▼ 0.25% · 3.875%
HK$179,295
−HK$5,495/mo
Today · 4.125%
HK$184,790
baseline
▲ 0.50% · 4.625%
HK$196,034
+HK$11,244/mo
Deposit HK$16.34M · loan HK$38.13M · min. income ≈ HK$369,580/mo (50% DSR)
Upfront cash ≈ HK$18.66M (deposit + AVD stamp duty HK$2,314,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,447
−HK$10,451/mo
▼ 0.25% · 3.875%
HK$198,635
−HK$5,263/mo
Today · 4.125%
HK$203,898
baseline
▲ 0.50% · 4.625%
HK$214,646
+HK$10,748/mo
Deposit HK$16.34M · loan HK$38.13M · min. income ≈ HK$407,796/mo (50% DSR)
Upfront cash ≈ HK$18.66M (deposit + AVD stamp duty HK$2,314,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,568
−HK$14,020/mo
▼ 0.25% · 3.875%
HK$230,522
−HK$7,066/mo
Today · 4.125%
HK$237,588
baseline
▲ 0.50% · 4.625%
HK$252,044
+HK$14,456/mo
Deposit HK$5.45M · loan HK$49.02M · min. income ≈ HK$475,176/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$2,314,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,717
−HK$13,437/mo
▼ 0.25% · 3.875%
HK$255,388
−HK$6,766/mo
Today · 4.125%
HK$262,154
baseline
▲ 0.50% · 4.625%
HK$275,973
+HK$13,819/mo
Deposit HK$5.45M · loan HK$49.02M · min. income ≈ HK$524,308/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$2,314,953 · Scale 2, in force from 26 Feb 2026)